FAQS

To be eligible for a non traditional line of credit of up to $10,000 you must meet five simple minimum qualifications*:

1) Be at least 18 years of age,

2) Have a valid picture ID

3) Valid email address & Phone number

4) 25% deposit required

5) Autopay (Required)

*No exceptions

We have an annual rate of 19.8% interest with up to 36 months plans. We may have limited time offers, 90 days same as cash, zero interest promotions see store for details. 

Definitely, we offer no credit check with in house financing. Regardless of your credit situation (good credit, bad credit or no credit) we will customize a credit plan to fit your needs. It’s not your credit score we worry about; it’s how serious you are about re-establishing your credit that’s important to us. We trust you for who you are today, not for what happened in your past. Any credit score is okay with us as long as you have a serious desire to improve your credit.

Our no credit check, in house financing program requires a minimum of a  25% deposit and DeAngelos will finance the remaining balance. autopay required for monthly payment plan.

No Problem, we can still open you an account with our Fresh Start program small down payment. A Fresh Start account is opened when the entire 25 %deposit amount is not possible. Make payments towards your 25% deposit and when the deposit amount is met, the jewelry is yours to pick up in store.

We offer payment plans with terms up to 36 months. Payments are determined by non traditional financing. Automatic payment will be required.

We may report your account to two major credit bureaus monthly Equifax & Experian *California residents only*  as a revolving credit account. As you make payments to your account, improving your credit rating and boost your credit score.

We understand uncontrollable situations happen in life. For this reason, we started this business to help good people with challenged credit. If a financial situation occurs, we will work with you and give you options to keep your credit in good standing.

We offer a *limited lifetime warranty on wedding rings only that covers diamond and lab grown diamond replacement (up to 1/2 carat), one-time sizing and free cleaning for life. We also offer straightening, polishing, buffing, and steaming. All we require is for you to bring in your jewelry for inspections every 90 days. Record of inspection kept by customer.

We have a 15 day even exchange only policy, no returns, no refunds. No refunds or exchanges on special orders, custom designs, and modified jewelry. Exchanges are done in store.

Yes, in fact, we have the best diamond jewelry trade up policy in the industry. We will let you trade in your previous purchase for your full 100% purchase price towards any item 100% greater in value (wedding rings only same category only) Item must be in usable condition, condition will be determined by our store to determine if it meets trade-in requirements.

We offer free complimentary shipping for new orders all across the US. Your order will be shipped and delivered via UPS Insured Priority in discreet packaging and tracking numbers will be provided. (Note: deliveries normally arrive in the morning and Adult Signature is required) U.S. shipping only.

We make it easy to purchase more beautiful jewelry after you open an account with DeAngelos Jewelry. We set you your credit limit once you open your initial DeAngelos credit account. After four months of perfect payments, your initial credit limit may be increased up to $500. Then every three months, as you pay as agreed, your credit limit may  receive an additional $500. Eventually leading up to a $10,000 max credit limit.

We have a huge selection of  lab grown diamond bridal sets, engagement rings, promise rings, diamond fashion rings, gemstone rings, bracelets, watches, diamond earrings, 10kt and 14kt gold. Our website and in store selection may vary. We have 22 cases over 5,000 pieces jewelry in stock starting from $299 up to $10,000 max credit limit.

Our Jeweler is one of the most trusted Modesto jewelers in the local region. We can custom make jewelry from scratch with 3D/CAD rendering . If you can dream it, draw or show us a picture of it, he can make it.

Diamonds come in different qualities in both natural and lab grown diamonds. We carry all qualities and can order anything that you desire. If we don’t have it in store, we can quickly get it. We also carry 100% conflict free diamonds.

Our turnaround time is very fast as we have our own in store jeweler on staff. Our turn-around time is usually between one to two days. Express and same day service available for additional fee. 

Yes, for no extra cost we will inspect and clean your jewelry. We will also straighten, polish, buff, steam and use the ultrasonic all for free while you wait. We can restore your jewelry or family heirloom to its original like new condition at an additional charge.

Rhodium plating is often added onto white gold or silver jewelry — and engagement and wedding bands in particular — to increase shine, luster, and durability. Rhodium is a rare, silver-white hard metal in the platinum family on the periodic table. As an inert or noble metal — meaning it’s resistant to corrosion and oxidation in moist air — rhodium also increases the durability of any jewelry it plates. One of the biggest upsides to rhodium plating is it is nickel free, making it hypoallergenic.

Yes, we can do watch batteries or watch band adjustments. While you wait, we don't offer any watch repair service.

DeAngelos Jewelry opened April 1st, 1995. Tom DeAngelo has been in the jewelry business since June 1993. He has over 33 years of experience in the jewelry industry. Tom is a trusted local independent jeweler.