Jewelry Financing Options - 100% Approval
No Credit? No Problem. Get Approved Today!
We've been offering guaranteed financing since 1995! Meet "Tom the Creditman," who helps you build credit by reporting to Equifax and Experian and raising your credit limit every 90 days.* It's as easy as walking through our door.
Our flexible financing options are here to make your dream purchase a reality today. Whether it's an engagement ring, a special gift, or a treat for yourself, we'll help you take it home with a payment plan that works for you. New customers can get approved for up to $10,000 on their very first purchase.*
*Some exclusions may apply. See store for details.
Two Paths to Approval
Visit Our Store
Shop In-Store
Shop Online
Apply Directly In the Checkout
Shopping Easy as 1. 2. 3.
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You must be at least 18 years old to apply for financing.
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A valid government-issued photo ID is needed to confirm your identity.
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You should be employed/proof of income
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Get a guaranteed credit line from $700 to $10,000, based on approval.
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We report your payment history to two major credit bureaus - Equifax and Experian to help you build or rebuild your credit.
We Approve Everyone!
No Credit
Bad Credit
Even Bankruptcy
We Build Credit
Card Holder Benefits
- No Annual Fee
- Personalized Payment Plans
- All Accounts reported to Equifax and Experian Credit Bureaus*
- Credit Limit Increases up to $500 every three months
- Free Sizing (up to 2 sizes)
- Free Cleaning & Inspections
- Free Lifetime Warranty**
- Lifetime Trade-Ins
- Lifetime Watch Battery Replacements*
- Exclusive Offers only for Cardholders
- Free Value Card Program
*California residents only
Must visit store to complete approval process.
Customer Reviews
Payments as low as $25 per month
Frequently Asked Questions
What Jewelry Can I Purchase with DeAngelos Credit?
With DeAngelos Account, shop for a wide range of jewelry in our store, from engagement rings or earrings to gold chains. Treat yourself or find the perfect gift with the flexibility to pay over time.
What Is the Minimum Price for Financing?
As long as your total purchase is greater than $200, DeAngelos Jewelers can offer financing and credit options. This can include multiple pieces of jewelry as long as the combined value of the purchase is at least $200. Purchases under $200 do not qualify for financing.
Do I need good credit to qualify?
We offer no credit needed and flexible financing options, so even if you have little or no credit history, you are still qualified.
How much financing can I get approved for?
You may be approved for financing starting from $700 up to $10,000 or more.
What happens if I miss a payment?
Missing a payment could result in fees or affect your financing status. If you ever run into issues, contact us right away so we can help you stay on track.
Can I pay off my jewelry early?
Absolutely. You can pay off your balance anytime without penalties, which helps you save on interest if applicable.
How Often Are My Payments Going to Be?
DeAngelos Jewelers doesn’t have a single payment structure. Our flexible payment plans don’t just focus on fitting into your budget but are also considerate of when payments are made. We have various payment options available and try to make the best fit for you.
