DEANGELOS JEWELRY FINANCING

Jewelry Financing Made Simple

Clear financing options for everyone.

No traditional credit check. Shop with personal help or complete eligible purchases online.

In-house financing
since 1995
No traditional
credit check
Flexible payment
options

We've been helping customers purchase jewelry through DeAngelos in-house financing since 1995. Our goal has always been simple: make quality jewelry more accessible with clear terms, manageable payments, and a financing process customers can understand.

For decades Tom the Creditman has been helping generations of customers make jewelry purchases possible through DeAngelos in-house financing.

Whether it's an engagement ring, a special gift, or something for yourself, we'll help you find a financing path that fits how you want to shop. Customers can work directly with our jewelry team or, when eligible, complete the financing process conveniently online.

New customers can be approved for up to $10,000 on their first purchase. Approval amount, eligible merchandise, down payment, and final terms depend on the purchase and financing agreement.

START HERE

Choose How You'd Like to Shop

Everyone receives the same DeAngelos commitment to clear terms and helpful service. The only difference is how you complete your purchase.

PERSONAL FINANCING SERVICE

Work directly with our jewelry team

Get one-on-one help selecting your jewelry, reviewing your down payment and payment schedule, and completing your financing with DeAngelos.

  • One-on-one personal assistance
  • Flexible down payments & terms
  • Custom jewelry available
  • Account reporting to Equifax & Experian*
CONTACT OUR STORE Available for California purchases.
Personal jewelry financing service at DeAngelos Jewelry

FINANCE ONLINE

Shop and complete your financing from home

Choose eligible jewelry on our website, see the required down payment and estimated monthly payment, and complete the financing process online.

  • 25% down payment required
  • Estimated monthly payments shown
  • Simple online application
  • Secure and convenient
START ONLINE FINANCING Available for eligible purchases outside California.
Shop and finance eligible jewelry online with DeAngelos Jewelry

SIMPLE FROM START TO FINISH

How DeAngelos Financing Works

A straightforward process designed to make your purchase easy to understand.

1

Choose Your Jewelry

Browse eligible jewelry and use Finance This Item on the product page.

2

Apply or Contact Us

Complete your online application or contact our team for personal assistance.

3

Review Your Terms

Review your financing details so you know the down payment and payment schedule before you commit.

4

Complete Your Purchase

Complete the required down payment and take home or receive your new jewelry according to your purchase path.

MORE THAN A PAYMENT PLAN

Benefits of Financing with DeAngelos

DeAngelos Jewelry financing customer service

Customer & Purchase Benefits

  • No Annual Fee
  • Personalized Payment Plans
  • Free Sizing (up to 2 sizes)
  • Free Cleaning & Inspections
  • Free Lifetime Warranty**
  • Lifetime Trade-In Benefits
  • Lifetime Watch Battery Replacements*
  • Exclusive Customer Offers
  • Value Card Program — earn 10% toward free jewelry

Credit-Building Account Benefits*

  • Account Reporting to Equifax & Experian
  • Opportunities for Credit-Limit Increases

*Credit-building account benefits apply to qualifying store financing accounts and are currently available for California purchases. Other benefits are subject to purchase and program terms. **Lifetime warranty is subject to warranty terms and qualifying merchandise.

COMMON QUESTIONS

Financing FAQs

How much do I need down?
For eligible online financing purchases, the standard required down payment is 25%. Certain merchandise or transactions may require different terms. Customers working directly with our store will be given the terms for their specific purchase.
Do you check my credit?
Our in-house financing does not require a traditional credit check. We do verify the information needed to establish the account and complete the financing agreement.
Can I apply before choosing jewelry?
Yes. You can start with our general application. If you already know which item you want, starting from that product page is better because the jewelry information carries into your application.
Can every item be financed online?
No. Online financing is available on eligible merchandise. Certain categories can have different down-payment requirements or financing rules. When online financing is available, the product page will display the financing option.
Can I pay my balance off early?
Yes. You can pay your remaining balance early. Your final financing agreement controls the exact terms of your purchase.
How do I know which financing option to use?
You can either complete your purchase directly with the DeAngelos team or use our online financing process when your purchase is eligible. The best route depends on how your purchase is being completed, and any location requirements will be shown before you move forward.
Does financing help build credit?
For qualifying store financing accounts, DeAngelos reports account activity to Equifax and Experian. These credit-building account benefits are currently available for California purchases and are subject to program terms.

TRUSTED BY OUR CUSTOMERS

What Customers Are Saying

READY TO GET STARTED?

Choose the option that works best for you.

CONTACT OUR STORE Personal financing help START ONLINE FINANCING Shop & apply from home

Financing terms are subject to verification and the terms of the final financing agreement. Down-payment requirements, eligible merchandise, monthly payment amounts, credit-building benefits, and other program features may vary by purchase or customer location. Product-page monthly payment figures are estimates until financing terms are finalized.