Frequently Asked Questions

To be eligible for a line of credit of up to $10,000 you must meet five simple qualifications:

1) Be at least 18 years of age,

2) Have a valid picture ID

3) Valid email address

4) 30% deposit required

5) Autopay (Credit or Debit)

We have an annual rate of 19.8% interest with up to 36 months plans.

Definitely, we offer no credit check with in house financing. Regardless of your credit situation (good credit, bad credit or no credit) we will customize a credit plan to fit your needs. It’s not your credit score we worry about; it’s how serious you are about re-establishing your credit that’s important to us. We trust you for who you are today, not for what happened in your past. Any credit score is okay with us as long as you have a serious desire to improve your credit.

Our no credit check, in house financing program requires a minimum of a 30% deposit and DeAngelos will finance the remaining balance.

No Problem, we can still open you an account with our Fresh Start program. A Fresh Start account is opened when the entire deposit amount is not possible. Make payments toward your deposit and when the deposit amount is met, the jewelry is yours to pick up in store or we will send it to you.

We offer payment plans with terms up to 36 months. Payments are determined by the remaining financed balance. Automatic payment will be required.

We report your account to two major credit bureaus monthly Equifax & Experian *California residents only*  as a revolving credit account. As you make payments to your account, improving your credit rating and boost your credit score.

We understand uncontrollable situations happen in life. For this reason, we started this business to help good people with challenged credit. If a financial situation occurs, we will work with you and give you options to keep your credit in good standing.

We offer a limited lifetime warranty on wedding rings only that covers diamond replacement (up to 1/2 carat), one-time sizing and free cleaning for life. We also offer straightening, polishing, buffing, and steaming. All we require is for you to bring in your jewelry for inspections every 90 days. Record of inspection kept by customer.

We have a 30 day even exchange only policy, no returns, no refunds. No refunds or exchanges on special orders, custom designs, and modified jewelry. Start exchange through email at, text at 209-545-1100, and phone at 209-545-0600.

Yes, in fact, we have the best diamond jewelry trade up policy in the industry. We will let you trade in your previous purchase for your full 100% purchase price towards any item 50% greater in value (wedding rings only) Item must be in usable condition, condition will be determined by our store to determine if it meets trade-in requirements.

We offer free complimentary shipping for new orders all across the US. Your order will be shipped and delivered via UPS Insured Priority in discreet packaging and tracking numbers will be provided. (Note: deliveries normally arrive in the morning and Adult Signature is required) U.S. shipping only.

We make it easy to purchase more beautiful jewelry after you open an account with DeAngelos Jewelry. We set you your credit limit once you open your initial DeAngelos credit account. After four months of perfect payments, your initial credit limit will be increased up to $500. Then every three months, as you pay as agreed, we will raise your credit limit an additional $500. Eventually leading up to a $10,000 credit limit.

We have a huge selection of bridal sets, engagement rings, promise rings, diamond fashion rings, gemstone rings, bracelets, watches, diamond earrings, 10kt and 14kt gold. Our website and in store selection varies. We have 22 cases over 5,000 pieces jewelry in stock starting from $199 up to $10,000.

Our Jeweler is one of the most trusted jewelers in the local region and can custom make jewelry from scratch. If you can dream it or show us a picture of it, he can make it.

Diamonds come in different qualities in both natural and lab grown diamonds. We carry all qualities and can order anything that you desire. If we don’t have it in store, we can quickly get it. We also carry 100% conflict free diamonds.

Our turnaround time is very fast as we have our own jeweler on staff. Our turn-around time is usually between one to two days.

Yes, for no extra cost we will inspect and clean your jewelry. We will also straighten, polish, buff, steam and use the ultrasonic all for free while you wait. We can restore your jewelry or family heirloom to its original condition at an additional charge.

Rhodium plating is often added onto white gold or silver jewelry — and engagement and wedding bands in particular — to increase shine, luster, and durability. Rhodium is a rare, silver-white hard metal in the platinum family on the periodic table. As an inert or noble metal — meaning it’s resistant to corrosion and oxidation in moist air — rhodium also increases the durability of any jewelry it plates. One of the biggest upsides to rhodium plating is it is nickel free, making it hypoallergenic.

Yes, we can do watch batteries or watchband adjustments. We do not repair watches.

DeAngelos Jewelry opened April 1st, 1995. Tom DeAngelo has been in the jewelry business since June 1993. He has over 30 years of experience in the jewelry industry.

Visit Our Store or shop online

See Our Full Selection of Beautiful Fine Jewelry!

Images Shown may not represent actual items available for purchase in-store.
DeAngelos Jewelry is a brick & mortar jewelry store. Online shopping available.

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Financing with No Credit Check!

We offer guaranteed in-store financing with NO CREDIT CHECK. NO CREDIT, BAD CREDIT, NO PROBLEM!

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Thousands Of Fine Jewelry Options

Our showroom has over 5000+ Fine Jewelry Options, with something for everyone’s taste or occasion.

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Proud To Support Veterans

We offer a 20% veterans discount

Lifetime Warranty

Seamless Craftmanship

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