

In-House Jewelry Financing in Ceres, CA
Found the perfect jewelry but don’t want to pay all at once? DeAngelos makes it easy!
With our in-store financing in Ceres, you can take your jewelry home now and pay later in small, simple payments.
No hassle, no long process - just visit our store or give us a call to get started!
Shopping Easy as 1. 2. 3.
-
You must be at least 18 years old to apply for in-store financing.
-
A valid government-issued photo ID is needed to confirm your identity.
-
You should be employed for a minimum of 6 months to qualify.
-
A bank account is required to set up automatic monthly payments.
-
You can get a guaranteed credit line from $700 to $10,000, based on approval.
-
We report your payment history to all three major credit bureaus - Equifax, Experian & others to help you build or rebuild your credit.
We Approve Everyone!
No Credit
Bad Credit
Even Bankruptcy
We Build Credit




The Central Valley Trusted Jeweler Since 1995 and #1 one on Google with 1500+ 5-star Reviews.
Jewelry is something that holds significance in the form of self-expression, cultural identity and sentimental values. At DeAngelos Jewelry, we think jewelry is way of keeping memories alive and every piece of jewelry has a story that deserves to be preserved.
DeAngelos is the Central Valley’s trusted jeweler since 1995, and we’re proud to be #1 on Google with over 1500 five-star reviews. Our easy jewelry financing in Ceres has helped thousands of happy customers get the jewelry they love without worry. Join the many satisfied people who trust us for friendly service and best financing options for your jewelry that fit any budget.
Our Family run Business has been Helping Customers Since 1995.
Years Experience
Customers
Customer would recommend
Item Financed

Why Choose DeAngelos In-Store Jewelry Financing in Ceres?
At DeAngelos, we make buying jewelry easy and stress-free. Our in-store jewelry financing in Ceres helps you take home the piece you love without paying the full amount upfront. You can pay in small, simple monthly payments that fit your budget.
We don’t make you go through long bank paperwork or hard credit checks. Even if you have no credit or bad credit, we will approved your application for jewelry financing.
At DeAngelos you will never suffer the embarrassment of being declined credit to purchase jewelry. Bankruptcy, Divorce, Job loss, Collections or Foreclosures aren’t a problem! People come to DeAngelos because they need help establishing credit or re-establishing credit.

Are You Looking for Trusted Jewelry Financing Options In Ceres?
Get the jewelry you love today with easy and flexible financing plans designed to fit your budget. Trusted by many, our financing service makes owning beautiful pieces simple and stress-free.

Simple and Transparency in Jewelry Financing
When we say “simple,” we mean stress-free, quick, and user-friendly and mostly effortless. From the moment you step into one of our stores or visit us online, you’ll notice how easy it is to apply for jewelry financing. It’s as easy as selecting your favorite piece and applying with just a valid photo ID and a debit or credit card.
In the world of financing, transparency is everything and at DeAngelos that’s exactly what we deliver. You deserve to know exactly what you’re signing up for -with no hidden fees, no fine print surprises, and no misleading terms. . Before you finalize any plan, we walk you through every detail from your payment schedule to the total amount due. What you see is what you pay.
Our Jewelry Financing Service Features
Our jewelry financing service in Ceres includes flexible payment plans, easy approval - even with bad credit - and affordable options to help you purchase the jewelry you love. Whether it’s engagement rings, wedding bands, or fine jewelry, our financing makes it simple to buy now and pay over time.
1. No Credit Needed Financing
Don’t have a credit history or have a low credit score? No problem! Our No Credit Needed Financing lets you get approved without worrying about your credit. We focus more on your current ability to make payments, not your past credit. This makes it easier for many people to get the jewelry they love without stress. Whether you're just starting to build credit or bouncing back, we're here to help.
2. Easy Monthly Payment Plans
Our Easy Monthly Payment Plans make it simple to buy the jewelry you love without paying everything upfront. You can split the total cost into small, manageable monthly payments that fit your budget. It’s a stress-free way to own beautiful jewelry now and pay over time. No need to wait or save up—take it home today and pay at your pace with flexible, affordable options.
3. 90-Day Same-As-Cash Option
Our 90-Day Same-As-Cash Option lets you buy your favorite jewelry now and pay within 90 days with no interest or extra fees. It’s just like paying with cash, but you get extra time. As long as you pay the full amount within 90 days, you won’t pay a penny more. It’s a smart way to shop when you want to spread out payments without paying any extra. Simple, quick, and completely interest-free!
4. Instant Approval Process
With our Instant Approval Process, there's no long waiting or complicated paperwork. Just provide a few basic details, and you’ll get a quick decision—often within minutes! Whether you have good credit, bad credit, or no credit, we make it simple and stress-free. You can shop with confidence knowing your financing is ready to go. Get approved fast and take home the jewelry you love the same day!
5. Low Down Payment Options
With our Low Down Payment Options, you don’t need a big amount upfront to get the jewelry you love. Start your financing plan with just a small payment and pay the rest over time in easy monthly installments. It’s perfect for those special moments when you want to buy now but pay later without breaking your budget. Enjoy beautiful jewelry without the stress of a large initial cost.
6. Multiple Financing Partners
We work with multiple trusted financing partners to give you the best chance of approval. If one option doesn’t fit your needs, we have others to try. This means more choices, better flexibility, and a higher chance you'll find a plan that works for your budget. Whether you have great credit, no credit, or are still building it, we’ll help match you with the right financing partner to make your jewelry purchase easy and stress-free.
7. Upgrade Anytime Option
With our Upgrade Anytime Option, you're never stuck with the same jewelry forever. If you find something you love even more later, you can trade in your current piece and upgrade to a new one. It’s a simple way to keep your style fresh and always have something that fits your taste. Whether it’s a bigger stone, a different design, or a newer model, we make upgrading easy and affordable whenever you're ready.
8. Financing for Custom Jewelry
Dreaming of a custom jewelry piece? We offer easy financing options to make it happen! Whether it’s an engagement ring, a unique gift, or a special design just for you, you can create your custom piece and pay over time. No need to wait or pay everything upfront. With our flexible plans, getting the jewelry you’ve always wanted is simple and affordable.

No Credit or Bad Credit? We’ve Got You Covered
“Your Past Doesn’t Define Your Future” Traditional lenders often judge based solely on numbers. But we believe you're more than a credit score. That’s why our jewelry financing programs in Ceres are designed keeping your preferences in mind. So whether you are just starting out or even rebuilding after a setback, or steering financial curveballs and have no credit history or past credit, we offer solutions keeping your condition in mind and will 100% finance your jewelry.
With simple terms, affordable monthly payments, and a quick jewelry financing approval process, we make it easy for you to celebrate life’s special moments with the perfect piece of jewelry—no matter where you are on your financial journey.

How DeAngelos Jewelry Financing Helps Build your Credit
Financing jewelry at DeAngelos can help you build your credit in a simple way. When you make your monthly payments on time, the financing company reports it to credit bureaus, which adds positive history to your credit report. This helps improve your credit score over time. It’s a good option if you’re just starting to build credit or trying to fix bad credit.
Plus, it’s an easy way to show lenders that you can manage payments responsibly-all while getting the jewelry you love without paying everything upfront.
Things to Do Near Our Jewelry Shop in Ceres, CA (Jewelry Financing)
Financing fine jewelry is a smart way to bring your special moments to life—without the stress of paying all at once. If you’re visiting our jewelry shop in Ceres for financing options, here are 8 things to do nearby to make your day more enjoyable and meaningful:
Browse at Mistlin Plaza or Local Boutiques
After setting up your jewelry financing, take a walk through Ceres Shopping Center. You’ll find local shops, convenience stores, and cozy spots to grab a snack or coffee. It’s a simple way to relax, browse, and make your visit feel like a full day out—whether you’re celebrating a new purchase or just enjoying some time in the community.
Coffee & Conversations at Alfonso’s Coffee Shop
Relax and enjoy a warm drink at Alfonso’s Coffee Shop in Ceres. It’s the perfect spot to take a break after discussing jewelry financing options. Whether you’re planning a proposal, picking out a special gift, or treating yourself, a coffee break lets you slow down, think things through, and enjoy the moment. Sip, chat, and celebrate the start of something meaningful.
Visit Smyrna Park for Reflection
Take a peaceful break at Smyrna Park while you consider your jewelry financing options. This spacious park offers walking trails, picnic areas, and quiet spots to relax and reflect. Whether you're celebrating a special milestone or planning a surprise gift, spending a little time outdoors can help you make thoughtful decisions while enjoying Ceres' welcoming community atmosphere.
Enjoy a Meal at Alfonso’s Mexican Bar & Grill or Supermom’s Frozen Yogurt
Enjoy a delicious meal at Alfonso’s Mexican Bar & Grill, where you can unwind with flavorful dishes in a relaxed setting. Craving something sweet? Stop by Supermom’s Frozen Yogurt for a tasty dessert. Whether you’re celebrating your new jewelry purchase or simply enjoying the day, these local spots make the experience extra special.
Capture the Moment at Ceres River Bluff Regional Park
Visit Ceres River Bluff Regional Park for a peaceful moment after your jewelry financing appointment. Whether you’re planning a proposal, celebrating a milestone, or just taking time to reflect, the park offers scenic views perfect for photos or quiet walks. It’s a great place to create lasting memories and snap a picture with your new jewelry or loved ones.
Pamper Yourself Locally
Take a little extra time for yourself while visiting our jewelry shop in Ceres. Stop by local spots like Bella Luna Salon or Nails Today for a quick manicure, pedicure, or beauty refresh. Whether you're preparing for a special event or just celebrating a new piece of jewelry, a bit of self-care adds the perfect finishing touch to your day and helps you look and feel your best.
Add a Floral Touch from Ceres Florist
Complement your jewelry purchase with a fresh floral arrangement from Ceres Florist. Whether you’re surprising someone with an engagement ring, celebrating an anniversary, or giving a meaningful gift, flowers add the perfect extra touch. Choose from elegant bouquets or custom arrangements to make your special moment even more memorable and thoughtful.
Give Back Locally
Support the Ceres community by giving back while you’re here. Volunteer at local organizations like Ceres Partnership for Healthy Children, help at the Ceres Food Bank, or participate in charity events hosted by community groups. It’s a meaningful way to celebrate life’s special moments—whether you’re buying jewelry or just passing through—by making a positive impact on others.

Apply Today for Fast and Easy Jewelry Financing!
Start shopping for your dream jewelry now with our quick and hassle-free financing options. Apply today and enjoy flexible payment plans that make it easy to afford the pieces you love.

Why Ceres Trusts DeAngelos Jewelry?
Ceres trusts DeAngelos Jewelry for jewelry financing because we make it simple, transparent, and stress-free to bring home the pieces you love.
As a local, family-owned jeweler, we truly care about our community and offer flexible in-store financing plans designed to fit your budget and lifestyle - no hidden fees, no confusing terms. With a reputation for honesty, friendly service, and genuine care for each customer, it's easy to see why so many in Ceres choose DeAngelos Jewelry to finance their special moments.
Popular Jewelry Styles in Ceres, California
Ceres, CA is a city where people love jewelry that fits their everyday life but also shines during special moments. From classic pieces to modern styles, here’s what people in Ceres are wearing:
Bold Statement Pieces
Bold statement pieces are popular in Ceres for special events and nights out. People love wearing big hoop earrings, chunky bracelets, and large gemstone rings to add extra style and personality to their look. These eye-catching pieces help turn a simple outfit into something unique and exciting, making them a favorite for parties and celebrations.
Simple Everyday Jewelry
In Ceres, many people prefer simple jewelry they can wear every day. Small stud earrings, thin gold or silver chains, and lightweight bracelets are popular choices. These pieces are comfortable, easy to match with any outfit, and perfect for work, school, or casual outings. Everyday jewelry lets you look stylish without feeling too dressed up.
Religious and Cultural Jewelry
In Ceres, many people wear jewelry that reflects their faith and culture. Cross necklaces, religious medals, and cultural symbols are popular choices. These pieces are often worn every day or given as meaningful gifts during special events like baptisms, confirmations, or weddings. They hold deep personal and family significance.
Custom Name Jewelry
Custom name jewelry is very popular in Ceres. Many people love wearing necklaces, bracelets, or rings with their name, their kids' names, or a loved one’s initials. These pieces are often given as gifts for birthdays, Mother’s Day, or anniversaries. It’s a personal and thoughtful way to keep someone special close to your heart.
Birthstone Jewelry
Birthstone jewelry is very popular in Ceres. Many people wear rings, necklaces, or earrings with their own birthstone or the birthstones of loved ones. These pieces are not just pretty—they also feel personal and meaningful. Birthstone jewelry is often given as a gift for birthdays, Mother’s Day, or anniversaries, making it a special way to celebrate someone’s life.
Jewelry for Special Occasions
In Ceres, jewelry is an important part of special occasions. For weddings, quinceañeras, and anniversaries, people love to wear or gift sparkling earrings, elegant bracelets, and matching jewelry sets. These pieces help complete the look for big celebrations and are often kept as keepsakes to remember the special day.
But we also know that meaningful jewelry can come with a big price tag. That’s why DeAngelos Jewelry now offers in-store jewelry financing in Ceres - so you can get the piece you love today and pay over time. Whether you're buying an engagement ring, upgrading to a gold chain, or investing in custom jewelry, our financing options make it easier and more affordable.
Looking for Jewelry Financing Services in Ceres, CA? Here are some of the most frequently asked questions:
Anyone who is 18 years and above can apply. One should have a valid government issued Identity card (such as a driver’s license, passport, or state ID) and an active debit or credit card. So either you're buying for the first-time or upgrading a piece, our financing options are available in Ceres to help and guide you shop with ease and confidence.
At DeAngelos, we make it easy for you to get the jewelry you love. Get approved on the spot for a credit limit starting from $700 up to $10,000 — and take it home today!
You can finance any jewelry item available at DeAngelos! This includes engagement rings, wedding bands, gold chains, luxury watches, diamond studs, and even custom-made jewelry. Our financing options even extend to exclusive or high-value pieces, helping to make your dream purchase more accessible.
In most cases, approval happens almost instantly often within few minutes of submitting your application. Our financing system is designed to be fast and stress-free, so that you can get started on your purchase right away any delays. If there is any kind of delay our customer support is available at your service.
Yes! Jewelry financing can help your credit score go up. We report your payments to all 3 major credit bureaus — Equifax and Experian to help you build or rebuild your credit.
Absolutely. We offer jewelry financing in Ceres for all credit types, including no credit and bad credit. Everyone deserves the chance to own the jewelry they love.
You only need two things: • A valid government-issued photo identity card (such as drivers license or passport) • An active debit or credit card for identity verification and initial setup. No lengthy paperwork or complicated documents are needed.
Yes! We encourage our customers if they want to pay off their balance early if they wish. There are no penalties, prepayment fees, or have fulhidden charges for doing so. You l control of your repayment schedule and can clear your remaining balance anytime according to you.
We have flexible financing plans including from 3-months, 6-month, 12-month, and up to 24 months options. For qualified buyers, we offer 0% interest financing, as well as low-interest alternatives for longer terms. This flexibility allows you choose the plan that suits you best according to your budget and financial goals.
At our Waterford store, jewelry financing approvals are quick - many customers get approved the very same day they visit us.
We work with leading providers like Equifax and Experian to give you flexible and trustworthy financing. These companies are well known for their reliability, transparency, and easy to use. Through these partners, we ensure secure transactions, fast approvals, and a variety of repayment options according to your preferences.
Some plans may require a small down payment especially for high priced items or for customers with low credit scores, while others do not. It depends on your credit profile and the total amount of your purchase. We’ll walk you through all available options during your application process.
We believe in total transparency. There are no hidden fees or surprise charges. Everythingis explained up front. All costs, interest rates (if applicable) and terms are clearly made clear to you during the application process so that you know exactly what to expect before finalizing your purchase.
Yes, you can finance custom designs and repairs. You can also use it for custom-designed pieces, jewelry modifications, and even repairs or restorations and other services in addition to purchasing jewelry directly from us. Whether you're renovating a family heirloom or designing something completely unique, we make it easy to afford your vision.
Our in-store financing is offered at our Ceres location, but we also welcome customers from nearby areas like Tracy, Modesto, and Turlock etc.
We’re always here to help our valued customers! • Call us at (209) 545-0600. • Email us through our website contact form. • Visit any DeAngelos location in person. Our friendly team will walk you through the entire financing process and help you find a plan that’s right for you with no pressure and just support.
Our Locations
Your Trusted Jewelry Experts, Just Around the Corner