In-House Jewelry Financing in Empire, CA
Found the perfect jewelry but don’t want to pay all at once? DeAngelos makes it easy!
With our in-store financing in Empire, you can take your jewelry home now and pay later in small, simple payments.
No hassle, no long process - just visit our store or give us a call to get started!
Shopping Easy as 1. 2. 3.
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You must be at least 18 years old to apply for in-store financing.
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A valid government-issued photo ID is needed to confirm your identity.
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You should be employed for a minimum of 6 months to qualify.
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A bank account is required to set up automatic monthly payments.
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You can get a guaranteed credit line from $700 to $10,000, based on approval.
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We report your payment history to all three major credit bureaus - Equifax, Experian & others to help you build or rebuild your credit.
We Approve Everyone!
No Credit
Bad Credit
Even Bankruptcy
We Build Credit
The Central Valley Trusted Jeweler Since 1995 and #1 one on Google with 1500+ 5-star Reviews.
Jewelry is something that holds significance in the form of self-expression, cultural identity and sentimental values. At DeAngelos Jewelry, we think jewelry is way of keeping memories alive and every piece of jewelry has a story that deserves to be preserved.
DeAngelos is the Central Valley’s trusted jeweler since 1995, and we’re proud to be #1 on Google with over 1500 five-star reviews. Our easy jewelry financing in Empire has helped thousands of happy customers get the jewelry they love without worry. Join the many satisfied people who trust us for friendly service and best financing options for your jewelry that fit any budget.
Our Family run Business has been Helping Customers Since 1995.
Years Experience
Customers
Customer would recommend
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Why Choose DeAngelos In-Store Jewelry Financing in Empire?
At DeAngelos, we make buying jewelry easy and stress-free. Our in-store jewelry financing in Empire helps you take home the piece you love without paying the full amount upfront. You can pay in small, simple monthly payments that fit your budget.
We don’t make you go through long bank paperwork or hard credit checks. Even if you have no credit or bad credit, we will approved your application for jewelry financing.
At DeAngelos you will never suffer the embarrassment of being declined credit to purchase jewelry. Bankruptcy, Divorce, Job loss, Collections or Foreclosures aren’t a problem! People come to DeAngelos because they need help establishing credit or re-establishing credit.
Are You Looking for Trusted Jewelry Financing Options In Empire?
Get the jewelry you love today with easy and flexible financing plans designed to fit your budget. Trusted by many, our financing service makes owning beautiful pieces simple and stress-free.
Simple and Transparency in Jewelry Financing
When we say “simple,” we mean stress-free, quick, and user-friendly and mostly effortless. From the moment you step into one of our stores or visit us online, you’ll notice how easy it is to apply for jewelry financing. It’s as easy as selecting your favorite piece and applying with just a valid photo ID and a debit or credit card.
In the world of financing, transparency is everything and at DeAngelos that’s exactly what we deliver. You deserve to know exactly what you’re signing up for -with no hidden fees, no fine print surprises, and no misleading terms. . Before you finalize any plan, we walk you through every detail from your payment schedule to the total amount due. What you see is what you pay.
Our Jewelry Financing Service Features
Our jewelry financing service in Empire includes flexible payment plans, easy approval - even with bad credit - and affordable options to help you purchase the jewelry you love. Whether it’s engagement rings, wedding bands, or fine jewelry, our financing makes it simple to buy now and pay over time.
1. No Credit Needed Financing
Don’t have a credit history? No problem! With our No Credit Needed Financing, you can still take home your favorite jewelry today. We believe your past shouldn’t stop you from owning something special. This option gives you a chance to buy now and pay over time, even if your credit score is low or if you’ve never built one. It’s quick, easy, and designed for people who are just getting started or need a second chance. Come in and see how simple it is to qualify - no credit check required!
2. Easy Monthly Payment Plans
We make it easy for you to own the jewelry you love without paying all at once. Our monthly payment plans let you break down the total cost into smaller, manageable payments. You’ll know exactly how much to pay each month, and there are no hidden fees. Whether it's an engagement ring, a gift, or a personal treat, you can enjoy it now and pay over time. We’ll help you find a plan that fits your budget so you can shop stress-free.
3. 90-Day Same-As-Cash Option
Want to avoid paying extra? With our 90-Day Same-As-Cash plan, you get up to 3 months to pay off your jewelry purchase without any interest. As long as you pay within 90 days, it’s like using cash - no added cost! This is perfect if you need a little more time but don’t want to pay more than the price tag. It’s a great way to take your item home today and pay for it over a few months without worrying about extra fees.
4. Instant Approval Process
Don’t like waiting? Our instant approval process gives you a quick answer - often in just minutes. No long forms or stressful interviews. Just provide a few basic details and we’ll let you know right away if you’re approved. This means you can choose your jewelry and start the financing process during your visit without delays. It’s fast, easy, and helps you shop with confidence knowing your purchase is approved.
5. Low Down Payment Options
We understand that not everyone can pay a large amount upfront. That’s why we offer low down payment options to make it easier for you to get started. You can pick out your jewelry and put down a small amount to take it home. The rest is spread out in simple monthly payments. This way, you don’t have to wait to celebrate a special moment - affording beautiful jewelry is now within reach for everyone.
6. Multiple Financing Partners
We work with several trusted financing companies to give you more choices and better chances of approval. Whether you have excellent credit, no credit, or are working to improve it, we’ll connect you with the partner that fits your needs best. More partners mean more flexible plans, better rates, and a higher chance of finding the right solution for you. Our team will guide you through it, so you get the best possible option.
7. Upgrade Anytime Option
Want to upgrade your jewelry in the future? With our Upgrade Anytime Option, you’re not locked in. As your style changes or you want something new, you can bring in your current piece and apply its value toward a new one. Whether it’s a bigger diamond, a fresh design, or a custom creation, upgrading is simple. This gives you the freedom to grow your collection over time without starting from scratch.
8. Financing for Custom Jewelry
Have a special design in mind? We offer financing for custom jewelry too! You can create something truly one-of-a-kind—like an engagement ring, name pendant, or family piece—and pay for it over time. Custom designs don’t have to be out of reach. With our financing, you can bring your dream piece to life without worrying about paying the full amount upfront. Let us help turn your idea into reality while keeping it budget-friendly.
No Credit or Bad Credit? We’ve Got You Covered
“Your Past Doesn’t Define Your Future” Traditional lenders often judge based solely on numbers. But we believe you're more than a credit score. That’s why our jewelry financing programs in Empire are designed keeping your preferences in mind. So whether you are just starting out or even rebuilding after a setback, or steering financial curveballs and have no credit history or past credit, we offer solutions keeping your condition in mind and will 100% finance your jewelry.
With simple terms, affordable monthly payments, and a quick jewelry financing approval process, we make it easy for you to celebrate life’s special moments with the perfect piece of jewelry—no matter where you are on your financial journey.
How DeAngelos Jewelry Financing Helps Build your Credit
Financing jewelry at DeAngelos can help you build your credit in a simple way. When you make your monthly payments on time, the financing company reports it to credit bureaus, which adds positive history to your credit report. This helps improve your credit score over time. It’s a good option if you’re just starting to build credit or trying to fix bad credit.
Plus, it’s an easy way to show lenders that you can manage payments responsibly-all while getting the jewelry you love without paying everything upfront.
Things to Do Near Our Jewelry Shop in Empire, CA (Jewelry Financing)
When you're exploring jewelry financing options with us in Empire, CA, it's not just a shopping trip — it's a special moment to plan for life’s milestones. Whether you're buying an engagement ring, upgrading a family piece, or customizing something meaningful, here are 8 nearby things to enjoy during your visit:
Shop Local at Empire Market & Plaza
After exploring financing options at our jewelry shop, stop by Empire Market & Plaza for a relaxed shopping experience. Whether you're picking up daily essentials, grabbing a quick snack, or browsing for a small gift to pair with your jewelry, this local spot offers the charm and convenience of a neighborhood hub—making your visit feel more connected and complete.
Recharge at Jantz Café & Bakery (Nearby in Modesto)
Take a short drive to Jantz Café & Bakery in Modesto and enjoy a relaxing coffee break. Whether you're finalizing your jewelry financing or just taking a moment to reflect on your purchase, this cozy spot offers fresh pastries, friendly service, and a quiet space to unwind. It’s the perfect place to treat yourself while planning your next meaningful jewelry moment.
Stroll Through Tuolumne River Regional Park
Take a peaceful break at Tuolumne River Regional Park, just minutes from Empire. Whether you're waiting for financing approval or reflecting on a meaningful jewelry purchase, the park offers scenic walking paths, open green spaces, and river views that help you unwind and reconnect. It’s a simple yet calming way to turn your jewelry shopping day into a memorable local outing.
Dine at Empire's Local Eateries
Treat yourself to a tasty meal at local favorites like Tacos La Tapatia Empire or grab comfort food from one of the nearby family-run spots. Whether you’re celebrating a new purchase or just enjoying the day, a great meal adds warmth to your visit. It’s the perfect way to unwind after reviewing financing options or waiting for your jewelry selection to be finalized.
Snap a Special Moment
Celebrate your jewelry financing visit by capturing a memorable photo in Empire. Snap a picture near the peaceful canal paths, rustic fields, or on a scenic stroll through nearby parks. Whether it’s a surprise gift or a step toward something meaningful—like an engagement or anniversary—take a moment to freeze the memory. Every piece of jewelry tells a story, and this can be the start of yours.
Quick Self-Care Nearby
Take a little time for yourself while you're in the area. Just a short drive from Empire, you can visit Top Coat Nail Spa or Hair Lounge by Nicole in Modesto for a quick manicure, fresh hairstyle, or relaxing moment of self-care. It’s the perfect way to complement your new jewelry purchase and make the day feel even more special.
Add a Thoughtful Touch
Make your jewelry gift even more meaningful with a small added touch. Pick up a bouquet from a nearby flower stand, grab a heartfelt greeting card at a local market, or pair your purchase with a sweet treat from a nearby bakery. These little extras turn a special piece of jewelry into an unforgettable moment for your loved one — or for yourself.
Give Back Locally
Support the Empire community by giving back during your visit. Volunteer with local organizations like Church in the Park or donate to nearby food banks and family support programs. Even small acts of kindness - like helping distribute meals or contributing supplies - can make a big difference. It's a meaningful way to turn your jewelry purchase into something that shines beyond yourself.
Apply Today for Fast and Easy Jewelry Financing!
Start shopping for your dream jewelry now with our quick and hassle-free financing options. Apply today and enjoy flexible payment plans that make it easy to afford the pieces you love.
Why Empire Trusts DeAngelos Jewelry?
Empire trusts DeAngelos Jewelry for jewelry financing because we make it simple, transparent, and stress-free to bring home the pieces you love.
As a local, family-owned jeweler, we truly care about our community and offer flexible in-store financing plans designed to fit your budget and lifestyle - no hidden fees, no confusing terms. With a reputation for honesty, friendly service, and genuine care for each customer, it's easy to see why so many in Empire choose DeAngelos Jewelry to finance their special moments.
Popular Jewelry Styles in Empire, California
Empire may be a small town, but the love for jewelry here is strong. People enjoy wearing pieces that are stylish, meaningful, and fit their daily lives. Here are some favorite jewelry styles in Empire:
Gold Chains & Earrings
Gold chains and earrings are a top choice in Empire. People love wearing simple gold pieces like thin chains, hoop earrings, or classic gold bracelets. These items are easy to match with any outfit and are perfect for everyday wear or special occasions. Whether it's yellow, white, or rose gold, these timeless styles never go out of fashion and are loved by all ages in the community.
Promise & Couple Rings
Promise and couple rings are popular in Empire, especially among young couples. These rings are a sweet way to show love and commitment without being too flashy or expensive. Many people choose simple bands or rings with a small stone, and some even add a personal touch like an engraved name or date. They’re meaningful gifts that celebrate love, friendship, or a special bond between two people.
Initial Necklaces & Name Jewelry
Initial necklaces and name jewelry are very popular in Empire. People love wearing pieces that show their own name, a loved one’s name, or even a special word that means something to them. These personalized items make great gifts for birthdays, anniversaries, or just to show someone you care. Simple yet meaningful, they’re stylish enough for everyday wear and always feel personal.
Jewelry for Life Events
In Empire, jewelry is often chosen to celebrate life’s big moments. Whether it’s a graduation, quinceañera, wedding, or religious event, families love marking the occasion with something special. Popular picks include cross necklaces, birthstone rings, or bracelets with engraved messages. These pieces hold meaning and become lasting reminders of proud and joyful memories.
Simple Everyday Pieces
In Empire, people love wearing jewelry that’s simple, comfortable, and easy to match with any outfit. Small stud earrings, thin gold rings, and charm bracelets are popular choices. These everyday pieces are perfect for work, school, or casual outings. They add a touch of style without being too flashy and are great for people who want to look good while keeping things simple.
But we also know that meaningful jewelry can come with a big price tag. That’s why DeAngelos Jewelry now offers in-store jewelry financing in Empire - so you can get the piece you love today and pay over time. Whether you're buying an engagement ring, upgrading to a gold chain, or investing in custom jewelry, our financing options make it easier and more affordable.
Looking for Jewelry Financing Services in Empire, CA? Here are some of the most frequently asked questions:
Anyone who is 18 years and above can apply. One should have a valid government issued Identity card (such as a driver’s license, passport, or state ID) and an active debit or credit card. So either you're buying for the first-time or upgrading a piece, our financing options are available in Empire to help and guide you shop with ease and confidence.
At DeAngelos, we make it easy for you to get the jewelry you love. Get approved on the spot for a credit limit starting from $700 up to $10,000 — and take it home today!
You can finance any jewelry item available at DeAngelos! This includes engagement rings, wedding bands, gold chains, luxury watches, diamond studs, and even custom-made jewelry. Our financing options even extend to exclusive or high-value pieces, helping to make your dream purchase more accessible.
In most cases, approval happens almost instantly often within few minutes of submitting your application. Our financing system is designed to be fast and stress-free, so that you can get started on your purchase right away any delays. If there is any kind of delay our customer support is available at your service.
Yes! Jewelry financing can help your credit score go up. We report your payments to major credit bureaus — Equifax and Experian to help you build or rebuild your credit.
Absolutely. We offer jewelry financing in Empire for all credit types, including no credit and bad credit. Everyone deserves the chance to own the jewelry they love.
You only need two things: • A valid government-issued photo identity card (such as drivers license or passport) • An active debit or credit card for identity verification and initial setup. No lengthy paperwork or complicated documents are needed.
Yes! We encourage our customers if they want to pay off their balance early if they wish. There are no penalties, prepayment fees, or have fulhidden charges for doing so. You l control of your repayment schedule and can clear your remaining balance anytime according to you.
We have flexible financing plans including from 3-months, 6-month, 12-month, and up to 24 months options. For qualified buyers, we offer 0% interest financing, as well as low-interest alternatives for longer terms. This flexibility allows you choose the plan that suits you best according to your budget and financial goals.
At our Empire store, jewelry financing approvals are quick - many customers get approved the very same day they visit us.
We work with leading providers like Equifax and Experian to give you flexible and trustworthy financing. These companies are well known for their reliability, transparency, and easy to use. Through these partners, we ensure secure transactions, fast approvals, and a variety of repayment options according to your preferences.
Some plans may require a small down payment especially for high priced items or for customers with low credit scores, while others do not. It depends on your credit profile and the total amount of your purchase. We’ll walk you through all available options during your application process.
We believe in total transparency. There are no hidden fees or surprise charges. Everythingis explained up front. All costs, interest rates (if applicable) and terms are clearly made clear to you during the application process so that you know exactly what to expect before finalizing your purchase.
Yes, you can finance custom designs and repairs. You can also use it for custom-designed pieces, jewelry modifications, and even repairs or restorations and other services in addition to purchasing jewelry directly from us. Whether you're renovating a family heirloom or designing something completely unique, we make it easy to afford your vision.
Our in-store financing is offered at our Empire location, but we also welcome customers from nearby areas like Tracy, Modesto, and Turlock etc.
We’re always here to help our valued customers! • Call us at (209) 545-0600. • Email us through our website contact form. • Visit any DeAngelos location in person. Our friendly team will walk you through the entire financing process and help you find a plan that’s right for you with no pressure and just support.
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