In-House Jewelry Financing in Oakdale, CA
Found the perfect jewelry but don’t want to pay all at once? DeAngelos makes it easy!
With our in-store financing in Oakdale, you can take your jewelry home now and pay later in small, simple payments.
No hassle, no long process - just visit our store or give us a call to get started!
Shopping Easy as 1. 2. 3.
-
You must be at least 18 years old to apply for in-store financing.
-
A valid government-issued photo ID is needed to confirm your identity.
-
You should be employed for a minimum of 6 months to qualify.
-
A bank account is required to set up automatic monthly payments.
-
You can get a guaranteed credit line from $700 to $10,000, based on approval.
-
We report your payment history to all three major credit bureaus - Equifax, Experian & others to help you build or rebuild your credit.
We Approve Everyone!
No Credit
Bad Credit
Even Bankruptcy
We Build Credit
The Central Valley Trusted Jeweler Since 1995 and #1 one on Google with 1500+ 5-star Reviews.
Jewelry is something that holds significance in the form of self-expression, cultural identity and sentimental values. At DeAngelos Jewelry, we think jewelry is way of keeping memories alive and every piece of jewelry has a story that deserves to be preserved.
DeAngelos is the Central Valley’s trusted jeweler since 1995, and we’re proud to be #1 on Google with over 1500 five-star reviews. Our easy jewelry financing in Oakdale has helped thousands of happy customers get the jewelry they love without worry. Join the many satisfied people who trust us for friendly service and best financing options for your jewelry that fit any budget.
Our Family run Business has been Helping Customers Since 1995.
Years Experience
Customers
Customer would recommend
Item Financed
Why Choose DeAngelos In-Store Jewelry Financing in Oakdale?
At DeAngelos, we make buying jewelry easy and stress-free. Our in-store jewelry financing in Oakdale helps you take home the piece you love without paying the full amount upfront. You can pay in small, simple monthly payments that fit your budget.
We don’t make you go through long bank paperwork or hard credit checks. Even if you have no credit or bad credit, we will approved your application for jewelry financing.
At DeAngelos you will never suffer the embarrassment of being declined credit to purchase jewelry. Bankruptcy, Divorce, Job loss, Collections or Foreclosures aren’t a problem! People come to DeAngelos because they need help establishing credit or re-establishing credit.
Are You Looking for Trusted Jewelry Financing Options In Oakdale?
Get the jewelry you love today with easy and flexible financing plans designed to fit your budget. Trusted by many, our financing service makes owning beautiful pieces simple and stress-free.
Simple and Transparency in Jewelry Financing
When we say “simple,” we mean stress-free, quick, and user-friendly and mostly effortless. From the moment you step into one of our stores or visit us online, you’ll notice how easy it is to apply for jewelry financing. It’s as easy as selecting your favorite piece and applying with just a valid photo ID and a debit or credit card.
In the world of financing, transparency is everything and at DeAngelos that’s exactly what we deliver. You deserve to know exactly what you’re signing up for -with no hidden fees, no fine print surprises, and no misleading terms. . Before you finalize any plan, we walk you through every detail from your payment schedule to the total amount due. What you see is what you pay.
Our Jewelry Financing Service Features
Our jewelry financing service in Oakdale includes flexible payment plans, easy approval - even with bad credit - and affordable options to help you purchase the jewelry you love. Whether it’s engagement rings, wedding bands, or fine jewelry, our financing makes it simple to buy now and pay over time.
1. No Credit Needed Financing
You don’t need a perfect credit score to buy beautiful jewelry. With our No Credit Needed Financing, we look beyond your credit history. If you have a steady source of income, you can get approved. This is perfect for anyone who is just starting out or has faced financial difficulties in the past. It’s a stress-free way to get the jewelry you love without worrying about being turned down because of your credit score.
2. Easy Monthly Payment Plans
We offer simple monthly payment plans to make your jewelry purchase more affordable. Instead of paying everything upfront, you can split the cost into smaller, easy-to-manage payments each month. It’s like putting your jewelry on a schedule that fits your budget. No big payments, just manageable amounts over time, so you can enjoy your purchase without stress.
3. 90-Day Same-As-Cash Option
With our 90-Day Same-As-Cash option, you can take home the jewelry you love today and pay the full amount within 90 days - with no interest or extra fees. As long as you complete the payment in 90 days, it’s just like paying with cash. This is a great way to buy now, pay later, and still avoid any additional costs. It's a flexible and smart option if you need a little extra time to pay without worrying about high interest rates.
4. Instant Approval Process
Our Instant Approval Process makes shopping simple and stress-free. You don’t have to wait days or deal with long forms-just provide a few basic details, and most customers get approved within minutes. Whether you're buying a gift or treating yourself, you can get the green light fast and start shopping right away. It's quick, easy, and designed to save you time so you can focus on choosing the perfect piece of jewelry.
5. Low Down Payment Options
Our Low Down Payment Options make it easy to take home the jewelry you love without paying a big amount upfront. With just a small initial payment, you can spread the rest over affordable monthly installments. It’s a budget-friendly way to shop without financial stress. Whether you're buying a gift or treating yourself, our flexible plans help you stay within your budget while still getting exactly what you want.
6. Multiple Financing Partners
We work with multiple trusted financing partners to give you more chances to get approved. If one option doesn’t work, we try another that fits your needs. This flexibility helps us find the right plan for you, no matter your credit situation. Our team will guide you through the options and help you choose the best one, so you can shop with confidence and get the jewelry you love without the stress.
7. Upgrade Anytime Option
With our Upgrade Anytime Option, you’re free to trade in your jewelry for something new whenever you’re ready. Whether you want a larger diamond, a different style, or something more modern, we make the process simple and affordable. You don’t have to wait years to get the piece you really want—just bring in your current jewelry and we’ll help you upgrade with ease. It’s a flexible way to keep your collection fresh and exciting.
8. Financing for Custom Jewelry
Want something one-of-a-kind? We offer financing for custom jewelry, so you can design your dream piece without worrying about the cost upfront. Whether it's a custom engagement ring or a special gift, you can create what you love and pay over time with flexible plans. Get the perfect piece made just for you — and make it affordable with easy monthly payments. No need to wait, start designing your custom jewelry today!
No Credit or Bad Credit? We’ve Got You Covered
“Your Past Doesn’t Define Your Future” Traditional lenders often judge based solely on numbers. But we believe you're more than a credit score. That’s why our jewelry financing programs in Oakdale are designed keeping your preferences in mind. So whether you are just starting out or even rebuilding after a setback, or steering financial curveballs and have no credit history or past credit, we offer solutions keeping your condition in mind and will 100% finance your jewelry.
With simple terms, affordable monthly payments, and a quick jewelry financing approval process, we make it easy for you to celebrate life’s special moments with the perfect piece of jewelry—no matter where you are on your financial journey.
How DeAngelos Jewelry Financing Helps Build your Credit
Financing jewelry at DeAngelos can help you build your credit in a simple way. When you make your monthly payments on time, the financing company reports it to credit bureaus, which adds positive history to your credit report. This helps improve your credit score over time. It’s a good option if you’re just starting to build credit or trying to fix bad credit.
Plus, it’s an easy way to show lenders that you can manage payments responsibly-all while getting the jewelry you love without paying everything upfront.
Things to Do Near Our Jewelry Shop in Oakdale, CA (Jewelry Financing)
Shopping for a meaningful piece of jewelry - whether it’s for an engagement, anniversary, or personal milestone — is a beautiful experience. If you're visiting our Oakdale store and exploring financing options, make the most of your time in town with these thoughtful and enriching things to do nearby:
Downtown Oakdale Stroll
Take a relaxing walk through Downtown Oakdale, where charming boutiques, antique stores, and cozy cafés line the streets. It's the perfect way to unwind while considering your jewelry financing options or waiting on a purchase. Enjoy the small-town atmosphere, browse unique finds, and make the day feel even more special.
Dorada Park: Perfect for Photos & Reflection
Dorada Park in Oakdale offers a peaceful, scenic setting perfect for quiet reflection or snapping a few meaningful photos. Whether you're celebrating a special jewelry purchase, planning a proposal, or enjoying a calm moment with your partner, this well-kept local park adds a touch of nature and intimacy to your jewelry shopping experience.
Dine & Dream at Local Favorites
Enjoy a thoughtful meal at local favorites like Ferrarese’s Deli, Javi’s Mexican Restaurant, or Ryderz Restaurant. Whether you're celebrating a new purchase, discussing your financing options, or simply enjoying the day, these cozy dining spots in Oakdale offer the perfect setting to relax and connect before or after your jewelry shop visit.
Add a Touch of Romance from Floral Cottage
Add a touch of romance to your jewelry purchase with a beautiful bouquet from Floral Cottage in Oakdale. Whether you're gifting a ring, necklace, or bracelet, fresh flowers make the moment even more memorable. It's the perfect pairing for proposals, anniversaries, or surprise gifts - elegant, heartfelt, and truly timeless.
Visit the Oakdale Cowboy Museum
Visit the Oakdale Cowboy Museum to experience the rich western heritage of the "Cowboy Capital of the World." Located in a historic train depot, the museum showcases authentic saddles, rodeo memorabilia, and stories of local legends. It's a unique, cultural stop that adds charm and depth to your jewelry shopping day in Oakdale.
Pamper Yourself at Bella Spa or Glamour Beauty Lounge
Pamper yourself at Bella Spa or Glamour Beauty Lounge, two of Oakdale’s favorite self-care spots. Whether you're getting a manicure, facial, or a full beauty treatment, it’s the perfect way to unwind while planning your jewelry purchase or after exploring financing options. A little self-love pairs beautifully with something that sparkles.
Engagement or Gift Reveal at Wood Park
Wood Park offers a peaceful, scenic setting for an unforgettable engagement or gift reveal. Whether you're surprising your partner with a sparkling ring or sharing a heartfelt gift, this local gem provides the perfect natural backdrop for romantic photos and quiet moments. It's a simple yet meaningful place to make your jewelry experience even more special.
Give Back to the Oakdale Community
Give back to the Oakdale community by supporting local causes like Love Oakdale, the Oakdale Community Sharing Center, or volunteering with service groups like the Oakdale Rotary Club. Whether it’s donating food, time, or resources, your small act of kindness can make a meaningful impact while you celebrate life’s special moments.
Apply Today for Fast and Easy Jewelry Financing!
Start shopping for your dream jewelry now with our quick and hassle-free financing options. Apply today and enjoy flexible payment plans that make it easy to afford the pieces you love.
Why Oakdale Trusts DeAngelos Jewelry?
Oakdale trusts DeAngelos Jewelry for jewelry financing because we make it simple, transparent, and stress-free to bring home the pieces you love.
As a local, family-owned jeweler, we truly care about our community and offer flexible in-store financing plans designed to fit your budget and lifestyle - no hidden fees, no confusing terms. With a reputation for honesty, friendly service, and genuine care for each customer, it's easy to see why so many in Oakdale choose DeAngelos Jewelry to finance their special moments.
Popular Jewelry Styles in Oakdale, California
Oakdale, CA is a town where people love jewelry that’s stylish, meaningful, and perfect for everyday life. Whether it’s a small gift or a special piece for a big moment, here are the jewelry styles that are popular around Oakdale:
Engraved Name Jewelry
Engraved name jewelry is a favorite in Oakdale for its personal touch. Whether it’s a necklace with your name, a bracelet with your child’s initials, or a ring with a special date, these pieces make meaningful gifts. They're often chosen for birthdays, anniversaries, or to celebrate new family members, making every piece feel one-of-a-kind.
Coins & Medallion Necklaces
Coins and medallion necklaces are becoming a favorite in Oakdale. These round, bold pendants add a stylish touch to any outfit. They often feature unique designs or symbols and can be worn alone or layered with other chains. Many people choose them for their vintage feel and personal meaning, making them both trendy and timeless.
Nature-Inspired Designs
Jewelry with nature-inspired designs is popular in Oakdale. Pieces shaped like leaves, flowers, or branches are loved for their soft, peaceful look. They often remind people of the outdoors and natural beauty. Whether it’s a simple floral pendant or leaf-shaped earrings, these designs feel calming, unique, and perfect for anyone who enjoys a nature-connected style.
Family Birthstone Rings
Family birthstone rings are loved for their deep meaning and personal touch. Each stone represents a family member’s birth month, creating a beautiful symbol of love and connection. Whether it’s a gift for a parent or grandparent, these rings are a heartfelt way to keep loved ones close every day. They're stylish, sentimental, and always treasured.
Good Luck Charms
Good luck charms are a growing trend in Oakdale. Many people wear jewelry like evil eye bracelets, Hamsa pendants, or four-leaf clovers for protection and positive energy. These pieces aren’t just stylish—they carry meaning and are often worn to bring peace, strength, or good fortune. They make thoughtful gifts and everyday reminders of hope.
Everyday Simplicity
In Oakdale, many people prefer jewelry that’s simple, light, and easy to wear every day. Thin gold or silver chains, small stud earrings, and stackable rings are local favorites. These pieces add a touch of style without being too flashy and work well with any outfit-whether you’re going to work, running errands, or out with friends.
But we also know that meaningful jewelry can come with a big price tag. That’s why DeAngelos Jewelry now offers in-store jewelry financing in Oakdale - so you can get the piece you love today and pay over time. Whether you're buying an engagement ring, upgrading to a gold chain, or investing in custom jewelry, our financing options make it easier and more affordable.
Looking for Jewelry Financing Services in Oakdale, CA? Here are some of the most frequently asked questions:
Anyone who is 18 years and above can apply. One should have a valid government issued Identity card (such as a driver’s license, passport, or state ID) and an active debit or credit card. So either you're buying for the first-time or upgrading a piece, our financing options are available to help and guide you shop with ease and confidence.
At DeAngelos, we make it easy for you to get the jewelry you love. Get approved on the spot for a credit limit starting from $700 up to $10,000 — and take it home today!
You can finance any jewelry item available at DeAngelos! This includes engagement rings, wedding bands, gold chains, luxury watches, diamond studs, and even custom-made jewelry. Our financing options even extend to exclusive or high-value pieces, helping to make your dream purchase more accessible.
In most cases, approval happens almost instantly often within few minutes of submitting your application. Our financing system is designed to be fast and stress-free, so that you can get started on your purchase right away any delays. If there is any kind of delay our customer support is available at your service.
Yes! Jewelry financing can help your credit score go up. We report your payments to all 3 major credit bureaus — Equifax and Experian to help you build or rebuild your credit.
Absolutely. We offer jewelry financing in Oakdale for all credit types, including no credit and bad credit. Everyone deserves the chance to own the jewelry they love.
You only need two things: • A valid government-issued photo identity card (such as drivers license or passport) • An active debit or credit card for identity verification and initial setup. No lengthy paperwork or complicated documents are needed.
Yes! We encourage our customers if they want to pay off their balance early if they wish. There are no penalties, prepayment fees, or hidden charges for doing so. You have full control of your repayment schedule and can clear your remaining balance anytime according to you.
We have flexible financing plans including from 3-months, 6-month, 12-month, and up to 24 months options. For qualified buyers, we offer 0% interest financing, as well as low-interest alternatives for longer terms. This flexibility allows you choose the plan that suits you best according to your budget and financial goals.
At our Oakdale store, jewelry financing approvals are quick - many customers get approved the very same day they visit us.
We work with leading providers like Klarna, Affirm, and Afterpay to give you flexible and trustworthy financing. These companies are well known for their reliability, transparency, and easy to use. Through these partners, we ensure secure transactions, fast approvals, and a variety of repayment options according to your preferences.
Some plans may require a small down payment especially for high priced items or for customers with low credit scores, while others do not. It depends on your credit profile and the total amount of your purchase. We’ll walk you through all available options during your application process.
We believe in total transparency. There are no hidden fees or surprise charges. Everythingis explained up front. All costs, interest rates (if applicable) and terms are clearly made clear to you during the application process so that you know exactly what to expect before finalizing your purchase.
Yes, you can finance custom designs and repairs. You can also use it for custom-designed pieces, jewelry modifications, and even repairs or restorations and other services in addition to purchasing jewelry directly from us. Whether you're renovating a family heirloom or designing something completely unique, we make it easy to afford your vision.
Our in-store financing is offered at our Oakdale location, but we also welcome customers from nearby areas like Tracy, Modesto, and Turlock etc.
We’re always here to help our valued customers! • Call us at (209) 545-0600. • Email us through our website contact form. • Visit any DeAngelos location in person. Our friendly team will walk you through the entire financing process and help you find a plan that’s right for you with no pressure and just support.
Our Locations
Your Trusted Jewelry Experts, Just Around the Corner
Customer Reviews
