In-House Jewelry Financing in Modesto, CA
Found the perfect jewelry but don’t want to pay all at once? DeAngelos makes it easy!
With our in-store financing in Modesto, you can take your jewelry home now and pay later in small, simple payments.
No hassle, no long process—just visit our store or give us a call to get started!
Shopping Easy as 1. 2. 3.
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You must be at least 18 years old to apply for in-store financing.
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A valid government-issued photo ID is needed to confirm your identity.
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You should be employed for a minimum of 6 months to qualify.
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A bank account is required to set up automatic monthly payments.
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You can get a guaranteed credit line from $700 to $10,000, based on approval.
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We report your payment history to all three major credit bureaus - Equifax, Experian & others to help you build or rebuild your credit.
We Approve Everyone!
No Credit
Bad Credit
Even Bankruptcy
We Build Credit
The Central Valley Trusted Jeweler Since 1995 and #1 one on Google with 1500+ 5-star Reviews.
Jewelry is something that holds significance in the form of self-expression, cultural identity and sentimental values. At DeAngelos Jewelry, we think jewelry is way of keeping memories alive and every piece of jewelry has a story that deserves to be preserved.
DeAngelos is the Central Valley’s trusted jeweler since 1995, and we’re proud to be #1 on Google with over 1500 five-star reviews. Our easy jewelry financing in Modesto has helped thousands of happy customers get the jewelry they love without worry. Join the many satisfied people who trust us for friendly service and best financing options for your jewelry that fit any budget.
Our Family run Business has been Helping Customers Since 1995.
Years Experience
Customers
Customer would recommend
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Why Choose DeAngelos In-Store Jewelry Financing in Modesto?
At DeAngelos, we make buying jewelry easy and stress-free. Our in-store jewelry financing in Modesto helps you take home the piece you love without paying the full amount upfront. You can pay in small, simple monthly payments that fit your budget.
We don’t make you go through long bank paperwork or hard credit checks. Even if you have no credit or bad credit, we will approved your application for jewelry financing.
At DeAngelos you will never suffer the embarrassment of being declined credit to purchase jewelry. Bankruptcy, Divorce, Job loss, Collections or Foreclosures aren’t a problem! People come to DeAngelos because they need help establishing credit or re-establishing credit.
Are You Looking for Trusted Jewelry Financing Options In Modesto?
Get the jewelry you love today with easy and flexible financing plans designed to fit your budget. Trusted by many, our financing service makes owning beautiful pieces simple and stress-free.
Simple and Transparency in Jewelry Financing
When we say “simple,” we mean stress-free, quick, and user-friendly and mostly effortless. From the moment you step into one of our stores or visit us online, you’ll notice how easy it is to apply for jewelry financing. It’s as easy as selecting your favorite piece and applying with just a valid photo ID and a debit or credit card.
In the world of financing, transparency is everything and at DeAngelos that’s exactly what we deliver. You deserve to know exactly what you’re signing up for -with no hidden fees, no fine print surprises, and no misleading terms. . Before you finalize any plan, we walk you through every detail from your payment schedule to the total amount due. What you see is what you pay.
Our Jewelry Financing Service Features
Our jewelry financing service in Modesto includes flexible payment plans, easy approval—even with bad credit—and affordable options to help you purchase the jewelry you love. Whether it’s engagement rings, wedding bands, or fine jewelry, our financing makes it simple to buy now and pay over time.
1. No Credit Needed Financing
Worried about your credit score? Don’t be! With our no credit needed financing, you can still get approved and take home the jewelry you love. The process is simple and quick—no hard credit checks required. All you need is basic info and a few minutes to apply in-store. It’s a great option for anyone who wants flexible payments without the stress of perfect credit. Get what you want today and pay over time!
2. Easy Monthly Payment Plans
Take home the jewelry you love today and pay for it later with our easy monthly payment plans. We make it simple to fit your purchase into your budget by breaking it down into smaller, manageable payments. There’s no need to wait or save for months—just choose your favorite piece and pay over time. The process is quick, hassle-free, and designed to give you more flexibility without putting pressure on your wallet.
3. 90-Day Same-As-Cash Option
With our 90-day same-as-cash option, you can take home your favorite jewelry today and pay the full amount within 90 days—with no added interest. It’s a smart way to buy if you need a little extra time to pay but want to avoid extra fees. Whether it's a gift, engagement ring, or something special for yourself, this plan gives you flexibility without costing more. Quick approval and easy terms make it hassle-free!
4. Instant Approval Process
No need to wait days to hear back—we offer an instant approval process right in our store. Just bring a valid ID and a few basic details, and you can get approved within minutes. It’s quick, easy, and stress-free. Once approved, you can choose your favorite piece of jewelry and take it home the same day. No hassle, no long forms—just fast approval so you can enjoy your new jewelry right away!
5. Low Down Payment Options
We make it easy for you to buy the jewelry you love without needing a big upfront payment. With our low down payment options, you can get started with just a small amount and take your item home the same day. It’s a simple and affordable way to own quality jewelry without breaking the bank. Pay the rest in easy monthly installments that fit your budget. No stress, no hassle—just beautiful jewelry made more affordable.
6. Multiple Financing Partners
We work with several trusted financing partners to give you more options and a better chance of approval. Each partner offers different plans, such as low interest rates, no credit checks, or flexible payment terms. This way, we can help find the best financing solution that fits your budget and needs, making it easier for you to buy the jewelry you want today and pay over time comfortably.
7. Upgrade Anytime Option
With our Upgrade Anytime Option, you can start with a piece you love and later trade it in for something bigger or different. This gives you the flexibility to change your jewelry as your style or needs evolve—without starting a new payment plan. It’s a simple way to keep your collection fresh while staying within your financing terms. Enjoy the freedom to upgrade whenever you’re ready!
8. Financing for Custom Jewelry
Want a custom piece made just for you? We offer easy financing options for custom jewelry, so you don’t have to wait to get your dream design. Whether it’s an engagement ring, pendant, or any special creation, you can start the process today and pay over time with affordable monthly payments. Get exactly what you want without the upfront cost stress.
No Credit or Bad Credit? We’ve Got You Covered
“Your Past Doesn’t Define Your Future” Traditional lenders often judge based solely on numbers. But we believe you're more than a credit score. That’s why our jewelry financing programs in Modesto are designed keeping your preferences in mind. So whether you are just starting out or even rebuilding after a setback, or steering financial curveballs and have no credit history or past credit, we offer solutions keeping your condition in mind and will 100% finance your jewelry.
With simple terms, affordable monthly payments, and a quick jewelry financing approval process, we make it easy for you to celebrate life’s special moments with the perfect piece of jewelry—no matter where you are on your financial journey.
How DeAngelos Jewelry Financing Helps Build your Credit
Financing jewelry at DeAngelos can help you build your credit in a simple way. When you make your monthly payments on time, the financing company reports it to credit bureaus, which adds positive history to your credit report. This helps improve your credit score over time. It’s a good option if you’re just starting to build credit or trying to fix bad credit.
Plus, it’s an easy way to show lenders that you can manage payments responsibly-all while getting the jewelry you love without paying everything upfront.
Things to Do Near Our Jewelry Shop in Modesto, CA (Jewelry Financing)
Shopping for fine jewelry is a meaningful moment — and our flexible in-store financing options make it easy to take home the piece you love today. While you're here in Modesto, turn your visit into a special day with these nearby experiences:
Browse the Vintage Faire Mall
Stroll through Vintage Faire Mall, Modesto’s premier shopping destination with 170+ stores and restaurants. Explore top brands like Macy’s, JCPenney, Apple, Pandora, and Kay Jewelers right after visiting our shop. With spacious parking, a food court, and occasional live events, it’s a perfect stop to continue your celebration!
Stroll Through Lincoln Park or El Pescadero Park
Capture beautiful moments with your new jewelry at Graceada Park or along the Virginia Corridor Trail. These scenic spots in Modesto are perfect for casual photos, romantic shoots, or simply enjoying a peaceful walk after your visit to our shop. A great way to remember your special purchase!
Celebrate Over a Meal
Celebrate your jewelry financing milestone with a delicious meal at one of Modesto’s top spots like Skewers Kabob House, Dewz Restaurant, or Bauer’s 66 1/2. Whether it’s a romantic dinner or a casual bite, it’s the perfect way to make your shopping day even more memorable.
Pick Up Flowers from Scenic Florist or Floral Creations
Pick up a beautiful bouquet from Scenic Florist or Floral Creations to pair with your new jewelry. Whether you’re planning a surprise proposal, celebrating an anniversary, or gifting a loved one, fresh flowers add a thoughtful and romantic touch to make your gesture even more memorable.
Relax with a Spa Session
Relax after your jewelry financing approval with a calming spa session nearby. Pamper yourself at The Spa Magnolia or Tranquility Day Spa — the perfect way to celebrate your new piece of jewelry, ease stress, and enjoy a little well-deserved relaxation in Modesto.
Enjoy Art or Music at Gallo Center for the Arts
Immerse yourself in Modesto’s rich arts scene at Gallo Center for the Arts. Enjoy a captivating musical, a dramatic play, or a lively concert — perfect for making your jewelry financing day even more special and memorable. Celebrate in style with a wonderful show nearby!
Wine & Sip Nearby
Toast to your new jewelry with a relaxing glass of wine nearby. Visit Camp 4 Wine Cafe or E & J Gallo Winery to celebrate your milestone in style. Unwind, sip, and appreciate your special piece in a charming setting — a perfect way to make your day even more memorable.
Give Back While You’re Here
Make your visit even more meaningful by giving back to the Modesto community. Support local organizations, food banks, or shelters that help those in need. Celebrate your new jewelry by spreading kindness and making a positive impact on the place you call home.
Apply Today for Fast and Easy Jewelry Financing!
Start shopping for your dream jewelry now with our quick and hassle-free financing options. Apply today and enjoy flexible payment plans that make it easy to afford the pieces you love.
Why Modesto Trusts DeAngelos Jewelry?
Modesto trusts DeAngelos Jewelry for jewelry financing because we make it simple, transparent, and stress-free to bring home the pieces you love.
As a local, family-owned jeweler, we truly care about our community and offer flexible in-store financing plans designed to fit your budget and lifestyle - no hidden fees, no confusing terms. With a reputation for honesty, friendly service, and genuine care for each customer, it's easy to see why so many in Modesto choose DeAngelos Jewelry to finance their special moments.
Popular Jewelry Styles in Modesto, California
In Modesto, CA, jewelry is a big part of how people celebrate, express their style, and show love to family and friends. Whether it's something traditional or trendy, Modesto locals enjoy jewelry that feels personal and looks great. Here’s what many people are loving:
Name Necklaces
Name necklaces are a favorite in Modesto because they’re personal and stylish. Whether it’s your own name, a child’s, or someone special, wearing it close to your heart feels meaningful. These necklaces come in gold, silver, or rose gold and are perfect for everyday wear or as a thoughtful gift. Many people also add birthstones or small charms to make them even more unique.
Cultural & Religious Jewelry
Modesto is home to people from many cultures and faiths, and their jewelry often reflects that. Cross necklaces, religious pendants, and pieces with cultural symbols are worn with pride. These items aren’t just for looks—they carry deep meaning. Whether it's for daily wear or special occasions like weddings or festivals, this kind of jewelry connects people to their roots and beliefs.
Bold Rings & Statement Pieces
In Modesto, people love wearing bold rings and statement jewelry that stands out. Big rings with colorful stones or unique designs are popular for special events and everyday style. These eye-catching pieces let you show off your personality and make any outfit feel more exciting. Whether it's a chunky gold ring or a bright gemstone, bold jewelry is a fun way to express yourself.
Charm Bracelets
Charm bracelets are a popular choice in Modesto because they’re fun, personal, and full of meaning. Each charm tells a story—whether it’s about family, hobbies, special dates, or travels. People love adding charms over time, making the bracelet more special as the years go by. It’s not just jewelry—it’s a collection of memories you can wear and share. Great for gifts or a treat for yourself.
Hoop Earrings
Hoop earrings are a favorite in Modesto for their classic and stylish look. People love them in all sizes—from small, simple hoops to big, bold ones. They go well with both casual and dressy outfits, making them perfect for everyday wear or special occasions. Hoops are popular among all ages and styles, adding just the right touch of shine and personality to any look.
Everyday Minimal Jewelry
Many people in Modesto prefer jewelry that’s simple, light, and easy to wear every day. These pieces include thin gold or silver bands, small stud earrings, delicate chains, and minimalist bracelets. They’re perfect for work, casual outings, or daily errands. This kind of jewelry adds a touch of elegance without being too flashy, and it goes well with almost any outfit or occasion.
But we also know that meaningful jewelry can come with a big price tag. That’s why DeAngelos Jewelry now offers in-store jewelry financing—so you can get the piece you love today and pay over time. Whether you're buying an engagement ring, upgrading to a gold chain, or investing in custom jewelry, our financing options make it easier and more affordable.
Looking for Jewelry Financing Services in Modesto, CA? Here are some of the most frequently asked questions:
Anyone who is 18 years and above can apply. One should have a valid government issued Identity card (such as a driver’s license, passport, or state ID) and an active debit or credit card. So either you're buying for the first-time or upgrading a piece, our financing options are available to help and guide you shop with ease and confidence.
At DeAngelos, we make it easy for you to get the jewelry you love. Get approved on the spot for a credit limit starting from $700 up to $10,000 — and take it home today!
You can finance any jewelry item available at DeAngelos! This includes engagement rings, wedding bands, gold chains, luxury watches, diamond studs, and even custom-made jewelry. Our financing options even extend to exclusive or high-value pieces, helping to make your dream purchase more accessible.
In most cases, approval happens almost instantly often within few minutes of submitting your application. Our financing system is designed to be fast and stress-free, so that you can get started on your purchase right away any delays. If there is any kind of delay our customer support is available at your service.
Yes! Jewelry financing can help your credit score go up. We report your payments to all 3 major credit bureaus — Equifax, Experian, and TransUnion — to help you build or rebuild your credit.
Absolutely. We offer jewelry financing in Modesto for all credit types, including no credit and bad credit. Everyone deserves the chance to own the jewelry they love.
You only need two things: • A valid government-issued photo identity card (such as drivers license or passport) • An active debit or credit card for identity verification and initial setup. No lengthy paperwork or complicated documents are needed.
Yes! We encourage our customers if they want to pay off their balance early if they wish. There are no penalties, prepayment fees, or hidden charges for doing so. You have full control of your repayment schedule and can clear your remaining balance anytime according to you.
We have flexible financing plans including from 3-months, 6-month, 12-month, and up to 24 months options. For qualified buyers, we offer 0% interest financing, as well as low-interest alternatives for longer terms. This flexibility allows you choose the plan that suitsyou best according to your budget and financial goals.
At our Modesto store, jewelry financing approvals are quick—many customers get approved the very same day they visit us.
We work with leading providers like Klarna, Affirm, and Afterpay to give you flexible and trustworthy financing. These companies are well known for their reliability, transparency, and easy to use. Through these partners, we ensure secure transactions, fast approvals, and a variety of repayment options according to your preferences.
Some plans may require a small down payment especially for high priced items or for customers with low credit scores, while others do not. It depends on your credit profile and the total amount of your purchase. We’ll walk you through all available options during your application process.
We believe in total transparency. There are no hidden fees or surprise charges. Everythingis explained up front. All costs, interest rates (if applicable) and terms are clearly made clear to you during the application process so that you know exactly what to expect before finalizing your purchase.
Yes, you can finance custom designs and repairs. You can also use it for custom-designed pieces, jewelry modifications, and even repairs or restorations and other services in addition to purchasing jewelry directly from us. Whether you're renovating a family heirloom or designing something completely unique, we make it easy to afford your vision.
Our in-store financing is offered at our Modesto location, but we also welcome customers from nearby areas like Tracy, Manteca, and Turlock etc.
We’re always here to help our valued customers! • Call us at (209) 545-0600. • Email us through our website contact form. • Visit any DeAngelos location in person. Our friendly team will walk you through the entire financing process and help you find a plan that’s right for you with no pressure and just support.
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