In-House Jewelry Financing in Riverbank, CA
Found the perfect jewelry but don’t want to pay all at once? DeAngelos makes it easy!
With our in-store financing in Riverbank, you can take your jewelry home now and pay later in small, simple payments.
No hassle, no long process - just visit our store or give us a call to get started!
Shopping Easy as 1. 2. 3.
-
You must be at least 18 years old to apply for in-store financing.
-
A valid government-issued photo ID is needed to confirm your identity.
-
You should be employed for a minimum of 6 months to qualify.
-
A bank account is required to set up automatic monthly payments.
-
You can get a guaranteed credit line from $700 to $10,000, based on approval.
-
We report your payment history to all three major credit bureaus - Equifax, Experian & others to help you build or rebuild your credit.
We Approve Everyone!
No Credit
Bad Credit
Even Bankruptcy
We Build Credit
The Central Valley Trusted Jeweler Since 1995 and #1 one on Google with 1500+ 5-star Reviews.
Jewelry is something that holds significance in the form of self-expression, cultural identity and sentimental values. At DeAngelos Jewelry, we think jewelry is way of keeping memories alive and every piece of jewelry has a story that deserves to be preserved.
DeAngelos is the Central Valley’s trusted jeweler since 1995, and we’re proud to be #1 on Google with over 1500 five-star reviews. Our easy jewelry financing in Riverbank has helped thousands of happy customers get the jewelry they love without worry. Join the many satisfied people who trust us for friendly service and best financing options for your jewelry that fit any budget.
Our Family run Business has been Helping Customers Since 1995.
Years Experience
Customers
Customer would recommend
Item Financed
Why Choose DeAngelos In-Store Jewelry Financing in Riverbank?
At DeAngelos, we make buying jewelry easy and stress-free. Our in-store jewelry financing in Riverbank helps you take home the piece you love without paying the full amount upfront. You can pay in small, simple monthly payments that fit your budget.
We don’t make you go through long bank paperwork or hard credit checks. Even if you have no credit or bad credit, we will approved your application for jewelry financing.
At DeAngelos you will never suffer the embarrassment of being declined credit to purchase jewelry. Bankruptcy, Divorce, Job loss, Collections or Foreclosures aren’t a problem! People come to DeAngelos because they need help establishing credit or re-establishing credit.
Are You Looking for Trusted Jewelry Financing Options In Riverbank?
Get the jewelry you love today with easy and flexible financing plans designed to fit your budget. Trusted by many, our financing service makes owning beautiful pieces simple and stress-free.
Simple and Transparency in Jewelry Financing
When we say “simple,” we mean stress-free, quick, and user-friendly and mostly effortless. From the moment you step into one of our stores or visit us online, you’ll notice how easy it is to apply for jewelry financing. It’s as easy as selecting your favorite piece and applying with just a valid photo ID and a debit or credit card.
In the world of financing, transparency is everything and at DeAngelos that’s exactly what we deliver. You deserve to know exactly what you’re signing up for -with no hidden fees, no fine print surprises, and no misleading terms. . Before you finalize any plan, we walk you through every detail from your payment schedule to the total amount due. What you see is what you pay.
Our Jewelry Financing Service Features
Our jewelry financing service in Riverbank includes flexible payment plans, easy approval - even with bad credit - and affordable options to help you purchase the jewelry you love. Whether it’s engagement rings, wedding bands, or fine jewelry, our financing makes it simple to buy now and pay over time.
1. No Credit Needed Financing
Don’t have a credit history? No problem! With our no credit needed financing, you can still get approved and take home the jewelry you love. We understand that everyone starts somewhere, so we look at your current ability to pay rather than your credit past. It’s a great option if you're just starting out, have had credit issues before, or simply want to avoid credit checks. All you need is a steady income and basic documents to get started.
2. Easy Monthly Payment Plans
We believe buying jewelry should never feel like a financial burden. That’s why we offer easy monthly payment plans that fit your budget. Instead of paying the full price upfront, you can break your total into smaller, manageable payments every month. No need to stress about a big one-time cost—just choose your jewelry, select a plan that works for you, and enjoy wearing it while paying over time. It’s a simple, flexible way to afford the jewelry you love.
3. 90-Day Same-As-Cash Option
Our 90-Day Same-As-Cash plan lets you buy jewelry today and pay it off within 90 days—without any added interest! As long as you pay the full amount within three months, it’s just like paying cash. No hidden fees, no surprises. This option gives you some breathing room to gather your funds while still locking in the jewelry piece you want. It’s perfect for special occasions, gifts, or treating yourself without waiting.
4. Instant Approval Process
Our Instant Approval Process makes it fast and easy to get the jewelry you want. With just a few basic details, you’ll know right away if you’re approved—no long waits, no complicated forms. Most of our customers get approved within minutes! It’s a simple and stress-free way to shop with confidence. Choose your favorite piece, apply quickly, and enjoy your jewelry the same day.
5. Low Down Payment Options
Don’t let a large upfront payment stop you from getting the jewelry you want. We offer low down payment options, meaning you only need a small amount to start your financing. Whether you’re buying an engagement ring or a special gift, we’ll help you make it affordable from the very first step. Once your small deposit is made, the rest can be paid over time through our easy plans.
6. Multiple Financing Partners
We’ve teamed up with several trusted financing companies to give you more choices and better chances of approval. This means that even if one option doesn’t work for you, another one might! With multiple partners, we can find the plan that best suits your needs, credit history, and income. It’s all about making sure you leave happy—with the jewelry you want and a payment plan that works for you.
7. Upgrade Anytime Option
Change your mind or want something new? Our Upgrade Anytime option makes it easy to swap your current piece for something different. As long as you meet the simple terms, you can trade in your jewelry and upgrade to a newer, bigger, or more stylish item—even before your current plan ends. It’s a flexible way to keep your jewelry collection fresh without starting from scratch.
8. Financing for Custom Jewelry
Dreaming of a one-of-a-kind jewelry piece? We’ve got you covered! Our financing also works for custom jewelry. You can design your own ring, necklace, or bracelet and pay for it over time. Just tell us what you want, and we’ll help make it happen—without needing the full payment upfront. It’s your design, your style, your budget, made easy with a plan that fits you.
No Credit or Bad Credit? We’ve Got You Covered
“Your Past Doesn’t Define Your Future” Traditional lenders often judge based solely on numbers. But we believe you're more than a credit score. That’s why our jewelry financing programs in Riverbank are designed keeping your preferences in mind. So whether you are just starting out or even rebuilding after a setback, or steering financial curveballs and have no credit history or past credit, we offer solutions keeping your condition in mind and will 100% finance your jewelry.
With simple terms, affordable monthly payments, and a quick jewelry financing approval process, we make it easy for you to celebrate life’s special moments with the perfect piece of jewelry—no matter where you are on your financial journey.
How DeAngelos Jewelry Financing Helps Build your Credit
Financing jewelry at DeAngelos can help you build your credit in a simple way. When you make your monthly payments on time, the financing company reports it to credit bureaus, which adds positive history to your credit report. This helps improve your credit score over time. It’s a good option if you’re just starting to build credit or trying to fix bad credit.
Plus, it’s an easy way to show lenders that you can manage payments responsibly-all while getting the jewelry you love without paying everything upfront.
Things to Do Near Our Jewelry Shop in Riverbank, CA (Jewelry Financing)
When you're exploring flexible jewelry financing in Riverbank, it's more than just a transaction — it's the start of something meaningful. Whether you’re purchasing a special gift, upgrading your jewelry, or finally getting that dream piece, here are 8 thoughtful things to do nearby to make your visit even more enjoyable:
Browse the Shops at Crossroads Shopping Center
Browse the Shops at Crossroads Shopping Center, just minutes from our jewelry store in Riverbank. From big-name retailers to local favorites, it's a great place to shop for fashion, gifts, or home goods. Whether you're waiting for your financing to be processed or simply want to explore, the center offers a relaxing shopping experience that pairs perfectly with your visit to our store.
Catch a Movie at Galaxy Theatres Riverbank IMAX
Catch a Movie at Galaxy Theatres Riverbank IMAX and make your jewelry financing trip extra special. Whether you’re celebrating a milestone or simply enjoying the day, unwind with the latest blockbuster or a romantic flick. The comfortable seating, big screens, and immersive sound make it the perfect treat after picking out that dream piece of jewelry.
Grab a Coffee at Dutch Bros or Starbucks Nearby
Take a relaxing break and enjoy a freshly brewed coffee at Dutch Bros or Starbucks, both conveniently located near our Riverbank jewelry store. Whether you’re here for financing or just browsing, a warm drink can make the experience more enjoyable. Sip, relax, and take your time deciding on the perfect piece of jewelry — because big moments deserve little comforts too.
Sweeten Your Visit at O’Brien’s Bakery or Crumbl Cookies
Sweeten your jewelry financing visit with a treat from O’Brien’s Bakery or Crumbl Cookies in Riverbank. Whether you love classic pastries or trendy gourmet cookies, these local favorites offer the perfect bite to celebrate your special purchase. Take a moment to enjoy something sweet while you finalize your jewelry plans — because every milestone deserves a little indulgence.
Give Back While You Shop
Support your community while treating yourself. When you visit our Riverbank location, consider giving back by donating or volunteering at local organizations like Riverbank Christian Food Sharing or The Salvation Army. It’s a meaningful way to make your day more fulfilling — giving back while making a special jewelry purchase for yourself or someone you love.
Plan a Future Date at Lucca Winery or D’Boni’s Pizza
Whether you're celebrating a special purchase or planning a future outing to show off your new jewelry, consider a relaxing visit to Lucca Winery for wine tasting or enjoy a casual, delicious meal at D’Boni’s Pizza. It’s a fun way to turn your shopping day into a memorable experience — perfect for couples, families, or friends marking a meaningful moment.
Relax at Jacob Myers Park
Jacob Myers Park is the perfect spot to unwind and enjoy nature’s calm. Whether you want to take a peaceful walk along shaded trails, have a picnic on the grassy fields, or simply sit and watch the birds, this park offers a refreshing escape from the busy day. Its serene atmosphere makes it ideal for relaxing alone or spending quality time with family and friends.
Capture the Moment with a Quick Selfie at Riverbank Murals
Discover the vibrant Riverbank murals, the perfect backdrop for your next selfie! These colorful, eye-catching artworks capture the spirit of the community and offer a unique photo opportunity. Whether you're a local or just passing through, snap a quick selfie here to capture the moment and share the creativity and charm of Riverbank with your friends and family.
Apply Today for Fast and Easy Jewelry Financing!
Start shopping for your dream jewelry now with our quick and hassle-free financing options. Apply today and enjoy flexible payment plans that make it easy to afford the pieces you love.
Why Riverbank Trusts DeAngelos Jewelry?
Riverbank trusts DeAngelos Jewelry for jewelry financing because we make it simple, transparent, and stress-free to bring home the pieces you love.
As a local, family-owned jeweler, we truly care about our community and offer flexible in-store financing plans designed to fit your budget and lifestyle - no hidden fees, no confusing terms. With a reputation for honesty, friendly service, and genuine care for each customer, it's easy to see why so many in Riverbank choose DeAngelos Jewelry to finance their special moments.
Popular Jewelry Styles in Riverbank, California
In Riverbank, CA, people love jewelry that’s stylish, meaningful, and fits into their everyday lives. Whether it's for a special event or just to look good every day, here are the top jewelry styles locals are choosing:
Engagement Rings
Engagement rings in Riverbank are all about classic beauty with a personal touch. Popular choices include round, oval, and princess-cut diamonds, often set in yellow or white gold. Many couples add meaningful details like engraved names, special dates, or a birthstone tucked under the center stone. It's not just about sparkle—it’s about creating a ring that tells your unique love story.
Family-Inspired Jewelry
Family-inspired jewelry is loved in Riverbank. Many people choose pieces that honor their loved ones - like necklaces with kids’ initials, rings with each family member’s birthstone, or charm bracelets that represent special moments. These pieces are more than just stylish - they carry deep meaning and are often worn every day as a reminder of the people who matter most.
Simple Gold Chains
Simple gold chains are a favorite in Riverbank. They’re easy to wear, match with anything, and work for both everyday outfits and special occasions. Some people like thin, subtle chains, while others go for thicker styles or add pendants like crosses or names. Whether it’s yellow, white, or rose gold, these chains are classic, stylish, and always in trend. They make great gifts too!
Jewelry for Special Gifts
Jewelry is a popular gift choice in Riverbank for birthdays, anniversaries, and other special moments. People love giving pieces that feel personal, like heart pendants, name necklaces, or lockets with photos inside. These gifts are more than just pretty—they carry meaning and memories. Whether it’s for a loved one or a close friend, jewelry makes the moment feel even more special.
Minimal Everyday Jewelry
Minimal everyday jewelry is a favorite in Riverbank. People love simple pieces like thin rings, small stud earrings, and dainty bracelets. These styles are easy to wear all day and match with any outfit—whether you're going to work, running errands, or meeting friends. They’re comfortable, stylish, and perfect for adding just the right touch without being too flashy.
But we also know that meaningful jewelry can come with a big price tag. That’s why DeAngelos Jewelry now offers in-store jewelry financing in Riverbank - so you can get the piece you love today and pay over time. Whether you're buying an engagement ring, upgrading to a gold chain, or investing in custom jewelry, our financing options make it easier and more affordable.
Looking for Jewelry Financing Services in Riverbank, CA? Here are some of the most frequently asked questions:
Anyone who is 18 years and above can apply. One should have a valid government issued Identity card (such as a driver’s license, passport, or state ID) and an active debit or credit card. So either you're buying for the first-time or upgrading a piece, our financing options are available in Riverbank to help and guide you shop with ease and confidence.
At DeAngelos, we make it easy for you to get the jewelry you love. Get approved on the spot for a credit limit starting from $700 up to $10,000 — and take it home today!
You can finance any jewelry item available at DeAngelos! This includes engagement rings, wedding bands, gold chains, luxury watches, diamond studs, and even custom-made jewelry. Our financing options even extend to exclusive or high-value pieces, helping to make your dream purchase more accessible.
In most cases, approval happens almost instantly often within few minutes of submitting your application. Our financing system is designed to be fast and stress-free, so that you can get started on your purchase right away any delays. If there is any kind of delay our customer support is available at your service.
Yes! Jewelry financing can help your credit score go up. We report your payments to major credit bureaus — Equifax and Experian to help you build or rebuild your credit.
Absolutely. We offer jewelry financing in Riverbank for all credit types, including no credit and bad credit. Everyone deserves the chance to own the jewelry they love.
You only need two things: • A valid government-issued photo identity card (such as drivers license or passport) • An active debit or credit card for identity verification and initial setup. No lengthy paperwork or complicated documents are needed.
Yes! We encourage our customers if they want to pay off their balance early if they wish. There are no penalties, prepayment fees, or have fulhidden charges for doing so. You l control of your repayment schedule and can clear your remaining balance anytime according to you.
We have flexible financing plans including from 3-months, 6-month, 12-month, and up to 24 months options. For qualified buyers, we offer 0% interest financing, as well as low-interest alternatives for longer terms. This flexibility allows you choose the plan that suits you best according to your budget and financial goals.
At our Riverbank store, jewelry financing approvals are quick - many customers get approved the very same day they visit us.
We work with leading providers like Equifax and Experian to give you flexible and trustworthy financing. These companies are well known for their reliability, transparency, and easy to use. Through these partners, we ensure secure transactions, fast approvals, and a variety of repayment options according to your preferences.
Some plans may require a small down payment especially for high priced items or for customers with low credit scores, while others do not. It depends on your credit profile and the total amount of your purchase. We’ll walk you through all available options during your application process.
We believe in total transparency. There are no hidden fees or surprise charges. Everythingis explained up front. All costs, interest rates (if applicable) and terms are clearly made clear to you during the application process so that you know exactly what to expect before finalizing your purchase.
Yes, you can finance custom designs and repairs. You can also use it for custom-designed pieces, jewelry modifications, and even repairs or restorations and other services in addition to purchasing jewelry directly from us. Whether you're renovating a family heirloom or designing something completely unique, we make it easy to afford your vision.
Our in-store financing is offered at our Riverbank location, but we also welcome customers from nearby areas like Tracy, Modesto, and Turlock etc.
We’re always here to help our valued customers! • Call us at (209) 545-0600. • Email us through our website contact form. • Visit any DeAngelos location in person. Our friendly team will walk you through the entire financing process and help you find a plan that’s right for you with no pressure and just support.
Our Locations
Your Trusted Jewelry Experts, Just Around the Corner
Customer Reviews
