100% Guaranteed Approval. No Credit Check.

In-House Jewelry Financing in Manteca, CA

Found the perfect jewelry but don’t want to pay all at once? DeAngelos makes it easy!

With our in-store financing in Manteca, you can take your jewelry home now and pay later in small, simple payments.

No hassle, no long process - just visit our store or give us a call to get started!

Shopping Easy as 1. 2. 3.

  • Icon

    You must be at least 18 years old to apply for in-store financing.

  • Icon

    A valid government-issued photo ID is needed to confirm your identity.

  • Icon

    You should be employed for a minimum of 6 months to qualify.

  • Icon

    A bank account is required to set up automatic monthly payments.

  • Icon

    You can get a guaranteed credit line from $700 to $10,000, based on approval.

  • Icon

    We report your payment history to all three major credit bureaus - Equifax, Experian & others to help you build or rebuild your credit.

We Approve Everyone!

No Credit

No Credit

Bad Credit

Bad Credit

Even Bankruptcy

Even Bankruptcy

We Build Credit

Guaranteed Credit Approval in 3 Easy Steps!
Step 1
1
FILL OUT OUR CREDIT APPLICATION
Step 2
2
GET APPROVED INSTANTLY FOR A CREDIT LINE OF $700 - $10,000!
Step 3
3
JOIN THE DEANGELOS FAMILY WITH QUALITY JEWELRY SHIPPED TO YOUR HOME*

The Central Valley Trusted Jeweler Since 1995 and #1 one on Google with 1500+ 5-star Reviews.

Jewelry is something that holds significance in the form of self-expression, cultural identity and sentimental values. At DeAngelos Jewelry, we think jewelry is way of keeping memories alive and every piece of jewelry has a story that deserves to be preserved.

DeAngelos is the Central Valley’s trusted jeweler since 1995, and we’re proud to be #1 on Google with over 1500 five-star reviews. Our easy jewelry financing in Manteca has helped thousands of happy customers get the jewelry they love without worry. Join the many satisfied people who trust us for friendly service and best financing options for your jewelry that fit any budget.

Our Family run Business has been Helping Customers Since 1995.

0

Years Experience

0

Customers

0

Customer would recommend

0

Item Financed

Why Choose DeAngelos In-Store Jewelry Financing in Manteca?

At DeAngelos, we make buying jewelry easy and stress-free. Our in-store jewelry financing in Manteca helps you take home the piece you love without paying the full amount upfront. You can pay in small, simple monthly payments that fit your budget.

We don’t make you go through long bank paperwork or hard credit checks. Even if you have no credit or bad credit, we will approved your application for jewelry financing.

At DeAngelos you will never suffer the embarrassment of being declined credit to purchase jewelry. Bankruptcy, Divorce, Job loss, Collections or Foreclosures aren’t a problem! People come to DeAngelos because they need help establishing credit or re-establishing credit.

Are You Looking for Trusted Jewelry Financing Options In Manteca?

Get the jewelry you love today with easy and flexible financing plans designed to fit your budget. Trusted by many, our financing service makes owning beautiful pieces simple and stress-free.

Simple and Transparency in Jewelry Financing

When we say “simple,” we mean stress-free, quick, and user-friendly and mostly effortless. From the moment you step into one of our stores or visit us online, you’ll notice how easy it is to apply for jewelry financing. It’s as easy as selecting your favorite piece and applying with just a valid photo ID and a debit or credit card.

In the world of financing, transparency is everything and at DeAngelos that’s exactly what we deliver. You deserve to know exactly what you’re signing up for -with no hidden fees, no fine print surprises, and no misleading terms. . Before you finalize any plan, we walk you through every detail from your payment schedule to the total amount due. What you see is what you pay.

Our Jewelry Financing Service Features

Our jewelry financing service in Manteca includes flexible payment plans, easy approval—even with bad credit—and affordable options to help you purchase the jewelry you love. Whether it’s engagement rings, wedding bands, or fine jewelry, our financing makes it simple to buy now and pay over time.

1. No Credit Needed Financing

Don’t worry if you have little or no credit history—we offer No Credit Needed Financing! You won’t be judged by your credit score. If you’ve had credit problems in the past or are just starting to build credit, you can still get approved. We focus more on your current ability to make payments. So, you can enjoy the jewelry you love without stressing about your credit standing. Just walk in, pick your piece, and apply in-store—it’s that simple!

2. Easy Monthly Payment Plans

Buying jewelry should never feel like a burden. That’s why we offer Easy Monthly Payment Plans. Instead of paying everything upfront, you can spread the cost into small, affordable monthly payments. You choose what works best for your budget. This way, you can enjoy your new ring, necklace, or bracelet today and pay for it over time. No hidden fees—just clear, simple payment terms.

3. 90-Day Same-As-Cash Option

Want to save money on your purchase? Our 90-Day Same-As-Cash Option lets you do exactly that! If you pay off your jewelry within 90 days, it’s like paying with cash—no interest or extra fees added. It’s a smart way to enjoy your jewelry now and pay later without the worry of extra costs. Perfect if you need a little time to gather funds while taking home your beautiful new piece today.

4. Instant Approval Process

Our Instant Approval Process makes getting jewelry financing quick and stress-free. Just fill out a short form in-store, and you’ll get an approval decision within minutes—no long waits or complicated paperwork. Most people get approved right away, even with less-than-perfect credit. It’s simple, fast, and designed to help you focus on picking the perfect jewelry, not worrying about the process. Walk in, apply, and take home your piece the same day!

5. Low Down Payment Options

Our Low Down Payment Options make it easy to get the jewelry you love without needing a big upfront payment. Start with as little as $50 down, and pay the rest over time in small, manageable monthly payments. It’s a smart way to shop when you're on a budget or saving up. Whether it's for a gift or a treat for yourself, you don’t have to wait. Get approved quickly and take your jewelry home the same day—with low stress and low cost!

6. Multiple Financing Partners

We work with multiple trusted financing partners to give you more chances to get approved. Whether you have great credit, limited credit, or you're rebuilding, there's likely a plan that fits your needs. More partners mean more options—so you can choose the one that's right for your budget. This makes it easier to finance the jewelry you love with flexible terms and better approval odds. It's all about giving you choices and making jewelry shopping stress-free!

7. Upgrade Anytime Option

With our Upgrade Anytime Option, you’re never stuck with the same piece forever. If you find something new you love or want a bigger stone or different style, you can upgrade your jewelry anytime! Just bring it in, and we’ll help you apply your current balance toward your new piece. It’s a simple, flexible way to keep your jewelry collection fresh and exciting - without starting over from scratch. Perfect for changing styles or celebrating new milestones!

8. Financing for Custom Jewelry

Want something truly unique? Our Financing for Custom Jewelry makes it easy to create your dream piece without paying all at once. Whether it’s a custom engagement ring, a family-inspired pendant, or a personalized bracelet, we help you design it your way - and pay for it over time. You don’t need to worry about the full cost upfront. Just pick your design, apply for easy financing, and take home a one-of-a-kind piece made just for you.

No Credit or Bad Credit? We’ve Got You Covered

“Your Past Doesn’t Define Your Future” Traditional lenders often judge based solely on numbers. But we believe you're more than a credit score. That’s why our jewelry financing programs in Manteca are designed keeping your preferences in mind. So whether you are just starting out or even rebuilding after a setback, or steering financial curveballs and have no credit history or past credit, we offer solutions keeping your condition in mind and will 100% finance your jewelry.

With simple terms, affordable monthly payments, and a quick jewelry financing approval process, we make it easy for you to celebrate life’s special moments with the perfect piece of jewelry—no matter where you are on your financial journey.

How DeAngelos Jewelry Financing Helps Build your Credit

Financing jewelry at DeAngelos can help you build your credit in a simple way. When you make your monthly payments on time, the financing company reports it to credit bureaus, which adds positive history to your credit report. This helps improve your credit score over time. It’s a good option if you’re just starting to build credit or trying to fix bad credit.

Plus, it’s an easy way to show lenders that you can manage payments responsibly-all while getting the jewelry you love without paying everything upfront.

Things to Do Near Our Jewelry Shop in Manteca, CA (Jewelry Financing)

Whether you’re purchasing a special gift, proposing soon, or upgrading your style - jewelry financing helps make it happen on your terms. And while you're here in Manteca, there are plenty of local gems to explore before or after you secure that perfect piece. Here are 8 wonderful things to do nearby:

Orchard Valley Promenade

Orchard Valley Promenade in Manteca is a popular shopping and dining destination perfect for relaxing before or after your jewelry visit. With stylish stores, coffee spots, and restaurants, it’s a great place to explore, celebrate a special purchase, or spend quality time with loved ones while enjoying the charm of the area.

Capture Your Joy at Woodward Park

Capture your special moment at Woodward Park, one of Manteca’s most scenic spots. Whether you’ve just financed an engagement ring or picked out a gift for someone you love, this peaceful park is perfect for celebrating. Take a joyful selfie, couple photo, or family snapshot with your new jewelry - surrounded by nature and smiles.

Wine Tasting at Delicato Family Vineyards

Celebrate your jewelry purchase with a relaxing wine tasting experience at Delicato Family Vineyards, located just minutes from Manteca. Enjoy a variety of award-winning wines in a cozy setting, perfect for couples or friends. Whether you’re marking a special occasion or simply savoring the moment, it’s a great way to unwind and add a touch of elegance to your visit.

Dinner to Celebrate

Treat yourself after financing your dream piece with a special meal in Manteca. Whether it's a romantic dinner or a family celebration, enjoy local favorites like The Great Plate, Ernie’s Food & Spirits, or Pete’s Restaurant & Brewhouse. A great way to turn your jewelry purchase into a memorable moment with great food and loved ones.

Self-Care to Match Your New Sparkle

Treat yourself to some self-care after securing your new jewelry! Visit local spots like Body & Soul Salon or Serenity Spa in Manteca for a relaxing massage, manicure, or facial. Whether you're preparing for a special occasion or simply want to feel your best, pampering yourself adds the perfect finishing touch to your sparkle. You deserve to shine—inside and out.

Pair Your Jewelry Gift with Flowers

Pair your jewelry gift with fresh flowers from local favorites like Manteca Floral Company or Blooming Gardens. Whether you're gifting for an anniversary, birthday, proposal, or just because, a beautiful bouquet adds the perfect finishing touch. Fresh florals elevate the emotion behind every piece of jewelry - turning your gift into a truly unforgettable moment.

Recharge with a Yoga or Wellness Session

Recharge your mind and body while your jewelry dreams come to life. Visit local wellness spots like In-Shape Health Clubs or House of Healing in Manteca for a calming yoga session, massage, or fitness class. It’s the perfect way to treat yourself during or after your jewelry financing appointment—because feeling good is the best accessory of all.

Give Back to Manteca

Give back to the Manteca community by supporting local nonprofits like Second Harvest Food Bank, Hope Family Shelter, or participating in drives organized by Manteca Sunrise Kiwanis. Whether it's donating food, volunteering your time, or helping families in need, every small act of kindness creates a meaningful impact - and adds even more heart to your visit.

Apply Today for Fast and Easy Jewelry Financing!

Start shopping for your dream jewelry now with our quick and hassle-free financing options. Apply today and enjoy flexible payment plans that make it easy to afford the pieces you love.

Why Manteca Trusts DeAngelos Jewelry?

Manteca trusts DeAngelos Jewelry for jewelry financing because we make it simple, transparent, and stress-free to bring home the pieces you love.

As a local, family-owned jeweler, we truly care about our community and offer flexible in-store financing plans designed to fit your budget and lifestyle - no hidden fees, no confusing terms. With a reputation for honesty, friendly service, and genuine care for each customer, it's easy to see why so many in Manteca choose DeAngelos Jewelry to finance their special moments.

Popular Jewelry Styles in Manteca, California

Manteca, CA is a city where style meets tradition, and that definitely shows in the jewelry locals love. Whether it's for family events, everyday wear, or special gifts, here's what’s trending in Manteca:

Statement Rings

Statement rings are a big favorite in Manteca. These bold rings often feature large gemstones, eye-catching shapes, or unique designs that stand out. People wear them to add style to everyday outfits or to dress up for special events. Whether it’s gold, silver, or something colorful, a statement ring helps show off your personality and makes a strong impression.

Layered Necklaces

Layered necklaces are a big trend in Manteca. People love wearing two or three necklaces at once, mixing different lengths and styles. It’s common to see simple chains paired with name pendants, crosses, or small charms. This style lets you show off your personality and keeps your look modern and fresh. Whether dressed up or casual, layered necklaces add the perfect touch.

Minimalist Stud Earrings

Minimalist stud earrings are a top choice in Manteca for their simple, clean look. They're perfect for everyday wear - light, comfortable, and easy to match with any outfit. Whether in gold, silver, or with a small gemstone, these earrings are loved by students, professionals, and busy parents alike. They add just the right touch of style without being too flashy or heavy.

 Anklets & Toe Rings

Anklets and toe rings are a fun and stylish choice in Manteca, especially during the warmer months. Many people wear delicate gold or silver anklets with tiny charms or bells that add a playful touch to their outfits. Toe rings, often simple bands or with small designs, are also popular at family events or summer gatherings. These pieces add a unique and trendy flair to casual or festive looks.

Matching Jewelry Sets

Matching jewelry sets are popular in Manteca, especially for special occasions like weddings, birthdays, and family events. These sets often include earrings, necklaces, and sometimes bracelets that all go together. People love them because they make dressing up easy and elegant. Gold sets are a top choice, but silver and gemstone sets are also loved for their polished and coordinated look.

Birthstone Jewelry

Birthstone jewelry is a popular choice in Manteca. Many people love wearing rings, necklaces, or bracelets that feature their birth month’s gemstone. It’s a simple way to add personal meaning to a piece of jewelry. Some also choose birthstones to represent loved ones - like kids or partners - making the piece even more special. They’re thoughtful, beautiful, and full of meaning.

But we also know that meaningful jewelry can come with a big price tag. That’s why DeAngelos Jewelry now offers in-store jewelry financing in Manteca - so you can get the piece you love today and pay over time. Whether you're buying an engagement ring, upgrading to a gold chain, or investing in custom jewelry, our financing options make it easier and more affordable.

Looking for Jewelry Financing Services in Manteca, CA? Here are some of the most frequently asked questions:

Who can apply for jewelry financing at DeAngelos? +

Anyone who is 18 years and above can apply. One should have a valid government issued Identity card (such as a driver’s license, passport, or state ID) and an active debit or credit card. So either you're buying for the first-time or upgrading a piece, our financing options are available to help and guide you shop with ease and confidence.

How much can I finance? +

At DeAngelos, we make it easy for you to get the jewelry you love. Get approved on the spot for a credit limit starting from $700 up to $10,000 — and take it home today!

What kind of jewelry can I finance? +

You can finance any jewelry item available at DeAngelos! This includes engagement rings, wedding bands, gold chains, luxury watches, diamond studs, and even custom-made jewelry. Our financing options even extend to exclusive or high-value pieces, helping to make your dream purchase more accessible.

How quickly can I get approved for financing? +

In most cases, approval happens almost instantly often within few minutes of submitting your application. Our financing system is designed to be fast and stress-free, so that you can get started on your purchase right away any delays. If there is any kind of delay our customer support is available at your service.

Will jewelry financing help my credit score go up? +

Yes! Jewelry financing can help your credit score go up. We report your payments to all 3 major credit bureaus — Equifax, Experian, and TransUnion — to help you build or rebuild your credit.

Can I get approved for jewelry financing in Manteca even with bad credit? +

Absolutely. We offer jewelry financing in Manteca for all credit types, including no credit and bad credit. Everyone deserves the chance to own the jewelry they love.

What do I need to bring to apply for jewelry financing in Manteca? +

You only need two things: • A valid government-issued photo identity card (such as drivers license or passport) • An active debit or credit card for identity verification and initial setup. No lengthy paperwork or complicated documents are needed.

Can I pay off my financing early without penalties? +

Yes! We encourage our customers if they want to pay off their balance early if they wish. There are no penalties, prepayment fees, or hidden charges for doing so. You have full control of your repayment schedule and can clear your remaining balance anytime according to you.

What financing plans do you offer? +

We have flexible financing plans including from 3-months, 6-month, 12-month, and up to 24 months options. For qualified buyers, we offer 0% interest financing, as well as low-interest alternatives for longer terms. This flexibility allows you choose the plan that suitsyou best according to your budget and financial goals.

How fast is the jewelry financing approval process in Manteca? +

At our Manteca store, jewelry financing approvals are quick - many customers get approved the very same day they visit us.

Who are your financing partners? +

We work with leading providers like Klarna, Affirm, and Afterpay to give you flexible and trustworthy financing. These companies are well known for their reliability, transparency, and easy to use. Through these partners, we ensure secure transactions, fast approvals, and a variety of repayment options according to your preferences.

Do I need a down payment or deposit? +

Some plans may require a small down payment especially for high priced items or for customers with low credit scores, while others do not. It depends on your credit profile and the total amount of your purchase. We’ll walk you through all available options during your application process.

Are there any hidden fees or charges I should be aware of? +

We believe in total transparency. There are no hidden fees or surprise charges. Everythingis explained up front. All costs, interest rates (if applicable) and terms are clearly made clear to you during the application process so that you know exactly what to expect before finalizing your purchase.

Can I use financing for a custom jewelry piece or repairs? +

Yes, you can finance custom designs and repairs. You can also use it for custom-designed pieces, jewelry modifications, and even repairs or restorations and other services in addition to purchasing jewelry directly from us. Whether you're renovating a family heirloom or designing something completely unique, we make it easy to afford your vision.

Is your jewelry financing available only in Manteca? +

Our in-store financing is offered at our Manteca location, but we also welcome customers from nearby areas like Tracy, Modesto, and Turlock etc.

Who can I contact if I need help applying or choosing a plan? +

We’re always here to help our valued customers! • Call us at (209) 545-0600. • Email us through our website contact form. • Visit any DeAngelos location in person. Our friendly team will walk you through the entire financing process and help you find a plan that’s right for you with no pressure and just support.

Customer Reviews